USDA and FHA Pro and Con in Camano, Island County, WA

For 2025, the USDA loan limit applicable in Camano, within Island county of WA, is $409,400, while the FHA limit for a single-family home remains at $575,000.

Employ the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Determine the necessary income, credits, reserves, and documents for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you decide on the best program suitable for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Camano, Island, WA

Loan Type Loan Limit Down Payment
USDA $409,400 0%
FHA $575,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Camano, WA

The ambition at Lendersa® is to secure the best possible USDA or FHA loan swiftly and with ease. Choose from one of three pathways to connect with matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WA

The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • EAGLE LENDING CORPORATION
  • 1280 Elk Ridge Cove, Alpharetta, GA, 30005
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Atlanta Capital Lending
  • 1735 Buford Hwy Ste, Cumming, GA, 30041
  • Atlanta Capital Lending is a specialized hard money lender that provides personalized service to our borrowers for a top shelf borrowing experience. and We are as passionate about real estate as you are! But we are just as passionate about helping our borrower's succeed Let us help you reach your real estate goals.
  • New Home Finance LLC
  • 410 Peachtree Parkway, Suite 4245, Cumming, GA, 30041
  • New Home Finance LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Mortgage PRO Loan Services LLC
  • 4625 Nobel Pass, Cumming, GA, 30041
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Atlas Wholesale Mortgage LLC
  • 410 Peachtree Parkway, Building 400, Suite 4245, Cumming, GA, 30041
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Cumming Loans LLC
  • 3160 Caney Estate Place, Cumming, GA, 30041
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Kennedy Financial Inc.
  • 2425 Flat Stone Drive, Cumming, GA, 30041
  • Kennedy Financial, Inc. is a Georgia residential mortgage broker. We specialize in custom tailoring home mortgage loans to fit each customer’s specific circumstances. Whether it’s buying a new home, refinancing to a lower rate, getting cash out to pay off high interest debt, or making home improvements.
  • SUNVIEW MORTGAGE INC.
  • 1745 Porterton Way, Cumming, GA, 30041
  • Sunview Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools