USDA and FHA Pro and Con in Camano, Island County, WA

For 2025, the USDA loan limit applicable in Camano, within Island county of WA, is $409,400, while the FHA limit for a single-family home remains at $575,000.

Employ the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Determine the necessary income, credits, reserves, and documents for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you decide on the best program suitable for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Camano, Island, WA

Loan Type Loan Limit Down Payment
USDA $409,400 0%
FHA $575,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Camano, WA

The ambition at Lendersa® is to secure the best possible USDA or FHA loan swiftly and with ease. Choose from one of three pathways to connect with matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WA

The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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