USDA Vs. FHA your options comparison in North-Bend, King County, WA

The USDA loan ceiling in the county of King, North-Bend, WA, is $659,800 for a single-family home in the year 2025. Meanwhile, the FHA loan maximum stands at $776,250.

You can evaluate today's finest USDA and FHA rates by utilizing the Lendersa® USDA loan calculator. It helps you understand the necessary income, credit threshold, reserves, and documentation required for qualification. Our advanced mortgage tool allows for simultaneous comparison of USDA, FHA, Conforming, and VA plans, guiding you to choose the optimal program for your financial necessities in Alabama.

Explore loan offers from a collection of 100 lenders

Loan thresholds and down payment requirements for 2025 in North-Bend, county of King, WA

Loan Type Loan Limit Down payment
USDA $659,800 0%
FHA $776,250 3.5%
Conventional Conforming $776,250 3%

Consider USDA and FHA loan choices in North-Bend, WA

The primary objective of Lendersa® is to secure the most advantageous USDA or FHA loans for you efficiently and with no complications. Select from three initial paths leading you to matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WA

The USDA home loan, secured by the U.S. Department of Agriculture, known also as USDA rural development loan or USDA mortgage, is exclusive to rural areas. Unlike FHA loans which involve a 3.5% down payment, the USDA loan eliminates down payment prerequisites.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Jerry started Diversified Lending in 2005 as a response to a need for open, competitive, transparent lending practices. His business has steadily grown through referrals, partnerships with local professionals, and word-of-mouth. His home loan practices are diligent and thorough, and he strives to serve as best mortgage broker in town.
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