The USDA loan ceiling in the county of King, North-Bend, WA, is $659,800 for a single-family home in the year 2026. Meanwhile, the FHA loan maximum stands at $776,250.
You can evaluate today's finest USDA and FHA rates by utilizing the Lendersa® USDA loan calculator. It helps you understand the necessary income, credit threshold, reserves, and documentation required for qualification. Our advanced mortgage tool allows for simultaneous comparison of USDA, FHA, Conforming, and VA plans, guiding you to choose the optimal program for your financial necessities in Alabama.
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| Loan Type | Loan Limit | Down payment |
| USDA | $659,800 | 0% |
| FHA | $776,250 | 3.5% |
| Conventional Conforming | $776,250 | 3% |
The primary objective of Lendersa® is to secure the most advantageous USDA or FHA loans for you efficiently and with no complications. Select from three initial paths leading you to matching lenders and USDA loan offerings.
The USDA home loan, secured by the U.S. Department of Agriculture, known also as USDA rural development loan or USDA mortgage, is exclusive to rural areas. Unlike FHA loans which involve a 3.5% down payment, the USDA loan eliminates down payment prerequisites.
Enter your location to find out if it qualifies for USDA rural housing loan?
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