USDA Vs. FHA Pro and Con comparison in Cottage-Lake, King County, WA
In 2025, USDA loan limit in Cottage-Lake, county of King, WA is $659,800 while FHA limit is $776,250 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Cottage-Lake, county of King, WA
Loan Type
Loan Limit
Down payment
USDA
$659,800
0%
FHA
$776,250
3.5%
Conventional Conforming
$776,250
3%
USDA and FHA loan options in Cottage-Lake, WA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Entrust Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
26 West Martin Luther King Drive, Suite G4, Cincinnati, OH, 45220
As a member of the Cincinnati Interagency FCU, you share in the ownership of a full service financial institution – and being an owner makes a difference. The Cincinnati Interagency Federal Credit Union is a not-for-profit organization which, through member involvement, education, and sound financial management provides personal, convenient.
Headquartered in Springboro, Ohio, Franklin Mortgage Solutions specializes in mortgage refinance and home loans throughout the states of Alabama, Arkansas, Florida, Kentucky, Ohio, South Carolina, & Tennessee. Franklin Mortgage Solutions is a local mortgage broker offering a wide variety of home loan programs.
Kentwood Mortgage, Inc our Goal is people's dreams come true and that makes us very proud. We're proud each time we lend someone the money they need, especially if they've been turned away by another lender. We're proud knowing that our Home Equity loans have allowed a child to go to college or a beloved home to be improved.
The First Citizens National Bank of Upper Sandusky
100 N Sandusky Ave, Upper Sandusky, OH, 43351
During the period of the 1860's, President Lincoln with the aid of the Congress and armed forces strove to preserve the union. To finance the War Between the States and lay a sound foundation to the economic future of the nation, Congress enacted the National Bank Act in 1863, which provided for the national chartering of banking institutions.
The Mortgage Guy, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Equity Plus Mortgage in Nashville, Tennessee specializes in helping aspiring homeowners and existing homeowners. We focus on all types of mortgage products that are tailored to fit your personal need. We specialize in mortgage products for new home purchases and Refinancing your existing home to help lower your monthly payment and save money.
Wright-Patt Credit Union (WPCU), we make it easy. With Member Center locations in Southwest and Central Ohio, 40,000+ of lower-to-no-fee ATMs, thousands of Shared Branching locations nationwide, and an award winning mobile app, we give you all the conveniences you expect from a traditional bank.
We’re Mt. Victory State Bank, a community bank located in the heart of Mt. Victory, Ohio. We pride ourselves on delivering professional and personalized banking solutions for every individual financial situation. Take a look around and don’t be shy. Or, stop by and learn why Mt. Victory State Bank is a more personal way to bank!
Our team of professional REALTORS ® and staff use the latest in technology to communicate, market and make your real estate deal a smooth one. Our decades of experience equips us to handle your needs with confidence and integrity. Combining technology with hometown experience means "We're Home For You"
