USDA and FHA Pro and Con in Woodinville, King County, WA

In 2025, the USDA loan limit in Woodinville, located in the county of King, WA, is $713,000. For a single-family home, the FHA loan limit is $977,500.

Leverage the Lendersa® USDA loan calculator to compare today's most favorable USDA versus FHA rates and to assess the income, credit, reserves, and documentation needed for eligibility. This advanced mortgage calculator provides a comparative view of USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best suited program for your financial criteria in .

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2025 Loan Limits and Downpayment Requirements in Woodinville, County of King, WA

Loan Type Loan Limit Down Payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

USDA and FHA Loan Choices in Woodinville, WA

The goal of Lendersa® is to provide the most suitable USDA or FHA loan quickly and efficiently, without any complications. Choose from three starting points that link you with compatible lenders and USDA loan programs.

Lendersa USDA loan request matching results

Understanding USDA Loans in WA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or mortgage. These loans are specifically designated for rural areas and, unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 8401 J R Manor Dr #100, Tampa, FL, 33634
  • CORE Financial, is ready to give you and your loan the service and attention it deserves. We have 15 years of experience at your service. We make it our mission to keep you headache-free during your entire loan process. Whether this is your first financing, a loan for remodeling, refinancing your home, or just simple debt consolidation
  • Florida Reverse HECM
  • 6251 44th Street N, Suite 3, Pinellas Park, FL, 33781
  • A Smart Senior understands that a Reverse Mortgage is a home loan that enables homeowners 62 and older to access the equity in their home with no monthly payment. You may choose from several payment options, including a lump sum, equal payments over time, a line of credit or a combination of the fore mentioned.
  • Benchmark Mortgage
  • 28210 Paseo Dr. Ste. 125, Wesley Chapel, FL, 33543
  • Core Values Based Lending I owe my successes to a service model based on the Benchmark Core Values. We pride ourselves on providing personal service, competitive rates, and efficient loan processing. Benchmark was founded on the principle of customer focus with service that exceeds expectations.
  • Citrus Lending of Tampa Bay
  • 6035 43rd Terrace N, Saint Petersburg, FL, 33709
  • Citrus Lending of Tampa Bay is a full service mortgage brokerage serving all of Florida and has been helping Floridians get financing for their new home since 2005. Whether you are a first time home buyer or looking for investment property, Citrus Lending of Tampa Bay will work with you to get you the financing you need
  • TCM Bank, National Association
  • 3501 E Frontage Rd, Suite 200, Tampa, FL, 33607
  • TCM Bank, N.A., a subsidiary of ICBA Bancard, serves as a trusted advisor to community banks, helping build and strengthen customer relationships with a market competitive and fully branded consumer and business credit card agent program. Through our Total Card Management program.
  • DKC Lending LLC - Hard Money Lender
  • 2541 N Dale Mabry Hwy, Suite 126, Tampa, FL, 33607
  • DKC Lending offers hard money lending services to real estate investors in Tampa & other Cities in Florida. We provide borrowers with personalized loan origination services and funding. DKC has a variety of funding sources, which allows us to match the borrowers’ hard money loan needs with the best source of funding for their deal.
  • 1st Florida Mortgage
  • 2203 N. Lois Ave, Suite 1200, Tampa, FL, 33607
  • 1ST FLORIDA MORTGAGE company as As a local Florida mortgage company, we have the flexibility to underwrite using common sense underwriting giving us the flexibility and efficiency unavailable to traditional mortgage brokers or local banks. Unlike many “online mortgage companies” who focus is primarily on rate and high pressure sales.
  • Neighborhood Lending Partners
  • 3615 West Spruce Street, Tampa, FL, 33607
  • NLP provides flexible, innovative, and solution-oriented financing and services that renew and rebuild inclusive and sustainable neighborhoods. Neighborhood Lending Partners is a certified CDFI, and lending consortium of banking institutions that facilitate private investment for community revitalization and neighborhood preservation.
  • Home Loans By U Inc
  • 4021 North Armenia Avenue, Suite 102, Tampa, FL, 33607
  • "At Home Loans By U, we have access to financing options that NO local bank or direct lender has available. Will and his team of experienced Loan Officers can CLOSE a mortgage loan FASTER than anyone in the industry. We review everything up front in an effort to avoid many common mistakes made by other loan officers."
  • CharterStone Mortgage
  • 3001 N. Rocky Point Dr E, Suite 200, Tampa, FL, 33607
  • "CharterStone Mortgage has perfect balance of technology and the right people to make getting a loan simple and fast. We close in a fraction of the time it takes our competitors. Positioned with the latest technology, we provide elite service to the local community that our borrowers and referral partners love."