In 2026, the USDA loan limit in Woodinville, located in the county of King, WA, is $713,000. For a single-family home, the FHA loan limit is $977,500.
Leverage the Lendersa® USDA loan calculator to compare today's most favorable USDA versus FHA rates and to assess the income, credit, reserves, and documentation needed for eligibility. This advanced mortgage calculator provides a comparative view of USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best suited program for your financial criteria in .
2026 Loan Limits and Downpayment Requirements in Woodinville, County of King, WA
Loan Type
Loan Limit
Down Payment
USDA
$713,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
USDA and FHA Loan Choices in Woodinville, WA
The goal of Lendersa® is to provide the most suitable USDA or FHA loan quickly and efficiently, without any complications. Choose from three starting points that link you with compatible lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or mortgage. These loans are specifically designated for rural areas and, unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment at all.
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