USDA Loan Vs. FHA loan for Woodinville, WA [King County Rates 2023]

In 2025, USDA loan limit in Woodinville, county of King, WA is $713,000 while FHA limit is $977,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Woodinville, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(337) 344-5441 2001 miles Lender's profile and map Reviews US CapitalGroup Mortgage LLC 3861 Ambassador Caffery Parkway, Suite 100, Lafayette, LA, 70503 US CapitalGroup Mortgage is a Veteran owned and Operated company based out of Lafayette, Louisiana. We are a client focused business bringing the best in mortgage products available at the lowest rates! Founded in Lafayette, Louisiana, US CapitalGroup Mortgage is a full service Mortgage brokerage.
(337) 769-3352 2001 miles Lender's profile and map Reviews Woods Mortgage and Financial Services LLC 128 Demanade Boulevard, Suite 306, Lafatette, LA, 70503 Our mission is to be the home financing partner that you trust to serve your family, friends, and community. Through our family of dedicated mortgage professionals, our commitment is to deliver an exceptional experience. If you find yourself lost in the home buying process, no worries, “we know the way to get you HOME.
(337) 264-9990 2001 miles Lender's profile and map Reviews Universal Lending Services Inc 5750 Johnston Street, Suite 102, Lafayette, LA, 70503 Universal Lending is one of the most experienced mortgage companies in the area, with over 96 years combined experience throughout our team. Serving the state of Louisiana, we have the resources necessary to close loans quickly and efficiently. Among those resources are our relationships with local, regional, national lenders, and investors.
(337) 235-9035 2001 miles Lender's profile and map Reviews Prestige Mortgage of Louisiana LLC 3639 Ambassador Caffery Pkwy, Suite 420, Lafayette, LA, 70503 Prestige Mortgage of Louisiana LLC. is committed to providing our clients with the highest quality financial services combined with the lowest costs and rates available in the area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically.
(337) 356-7774 2001 miles Lender's profile and map Reviews Executive Mortgage, llc. 3639 Ambassador Caffery, Suite 302, Lafayette, LA, 70503 Our staff of mortgage professionals will give you the personal attention you deserve and treat you with the respect due to a valued customer. We understand you’re making a commitment in buying a new home or refinancing your current home. So, in turn, we will also make a commitment to you. We will help you qualify, apply
(855) 821-4339 2001 miles Lender's profile and map Reviews FAMILY FIRST MORTGAGE 3909 Ambassador Caffery Parkway, Lafayette, LA, 70503 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
(337) 258-3252 2001 miles Lender's profile and map Reviews InterTrust Mortgage, L.L.C. 1027 Harding Street, Lafayette, LA, 70503 InterTrust Mortgage, L.L.C. is a full service, licensed mortgage broker. It is our commitment to offer only the highest quality professional service to our clients, Realtors and associates in related fields. Over the years, we have built a reputation of offering honest, ethical, and thorough service to our clients.
(614) 620-4405 2001 miles Lender's profile and map Reviews Prolink Home Lending LLC 4449 Easton Way, Suite 2045, Columbus, OH, 43219 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(614) 418-8000 2001 miles Lender's profile and map Reviews M/I Homes, Inc. 4131 Worth Ave, Suite 500, Columbus, OH, 43219 M/I Homes, Inc. is one of the nation's leading builders of single-family homes, having sold over 113,100 homes. The Company's homes are marketed and sold primarily under the trade names M/I Homes and Showcase Collection (exclusively by M/I Homes), and also currently are sold under the name Hans Hagen Homes in the Minneapolis/St. Paul,
(256) 637-6511 2002 miles Lender's profile and map Reviews Champion Community Credit Union 16601 County Road 150, Courtland, AL, 35618 Champion Community Credit Union began in 1971 with a group of Champion International Paper Company employees who saw the need for a place to save and borrow at reasonable rates. We are now a full service financial institution with assets to over $50,000,000, and four branch offices.