USDA Vs. FHA Pro and Con comparison in East-Renton-Highlands, King County, WA

In 2025, the USDA loan limit in East-Renton-Highlands, found in the county of King, WA, is $659,800. Meanwhile, the FHA limit for a single-family home stands at $776,250.

Take advantage of the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates, helping you determine the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding in the selection of the most suitable program in for your financial circumstances.

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2025 Loan Limits and Downpayment Requirements in East-Renton-Highlands, County of King, WA

Loan Type Loan Limit Down Payment
USDA $659,800 0%
FHA $776,250 3.5%
Conventional Conforming $776,250 3%

USDA and FHA Loan Options in East-Renton-Highlands, WA

The priority of Lendersa® is to provide you with the best USDA or FHA loan quickly and effortlessly. You can begin with one of three starting points that align you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in WA

The USDA home loan, secured by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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