USDA Loan Vs. FHA loan for Mirrormont, WA 2025

In 2025, the USDA loan ceiling in Mirrormont, within King county, WA, stands at $713,000. By contrast, the FHA limit for a single-family residence is $977,500.

The Lendersa® USDA loan calculator is designed to help you compare the top USDA and FHA rates available today. It assists in determining the necessary income, credit score, reserves, and essential documentation for eligibility. Our advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA loan options, assisting you in selecting the most suitable program in for your financial circumstances.

USDA and FHA Loan Alternatives in Mirrormont, WA

The mission of Lendersa® is to facilitate finding the best USDA or FHA loan efficiently and without complexity. You can start by choosing one of three pathways that align you with matching lenders and help you discover USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WA

USDA home loans, offered by the Department of Agriculture, are often termed USDA rural development loans or USDA mortgages. These loans are solely available in rural settings. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment, providing a significant advantage to eligible borrowers.

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(605) 286-3213 Lender's profile and map Reviews Community Bank 118 N Main Street, Avon, SD, 57315 The Community Bank, Avon SD, originally chartered as the Bank of Kingsburg, Kingsburg, SD opened for business May 20, 1914 with $10, 000.00 in capital all being supplied by local citizens and farmers. It was founded by Tom C. Pier who began his banking career as an employee in a Ravinia, SD bank.
(218) 483-3361 Lender's profile and map Reviews Valley Premier Bank 416 Sixth Street, Hawley, MN, 56549 Valley Premier Bank continues to be locally owned and operated by the same people in the same locations. Both offices offer traditional bank products, which include commercial, real estate and consumer loans, checking and savings accounts, certificates of deposit, safe deposit boxes
(520) 886-7283 Lender's profile and map Reviews Lending Arizona, LLC 3531 North Pantano Road, Tucson, AZ, 85750 Lending Arizona, LLC Full Service Mortgage Broker-Lending Arizona LLC is a full service mortgage broker serving the Tucson, AZ area. For over 15 years lending Arizona, llc has been helping simplify the home mortgage loan process from start to finish. We have the tools to help you find the right mortgage rate, loan.
(520) 241-0969 Lender's profile and map Reviews Madera Financial 6890 E Sunrise Dr, Suite 120, Tucson, AZ, 85750 Madera Financial, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best-mortgage for you and your family.
(520) 325-6308 Lender's profile and map Reviews Blue Sky Mortgage, Inc. 2229 East Hedrick Drive, Tucson, AZ, 85719 Blue Sky Mortgage, Inc. is a full service mortgage broker providing real estate financing anywhere in Arizona. Richard has a BS degree in Mechanical Engineering from the University of California at Davis. Originally from New York, Richard’s first involvement in real estate was in California in the early 1970′s.
(520) 324-0000 Lender's profile and map Reviews Hotchkiss Financial, Inc. 1945 East Mabel Street, Tucson, AZ, 85719 We have very competitive Interest Rates. Our loans are customized to fit the borrower's needs. Because we are a small company, we can follow every detail of your transaction. We will keep you informed regarding the loan progress, from start to finish. We have access to a large network of investors. We have a wide variety of products
(520) 797-4160 Lender's profile and map Reviews Commerce Bank of Arizona 3805 East Broadway Boulevard, Tucson, AZ, 85716 Commerce Bank of Arizona, established in 2002 in Tucson, Arizona, is a full-service community bank that caters to small-to mid-sized businesses and real estate professionals. CBAZ offers commercial clients with a variety of services ranging from U.S. Small Business Administration (SBA) financing solutions, construction loans.
(520) 795-8520 Lender's profile and map Reviews Tucson Federal Credit Union 1160 N. Winstel Blvd, Tucson, AZ, 85716 In 1937 a group of teachers with a vision came together to form a financial cooperative that could better serve the financial needs of Tucson's school employees and their families. A year later, Tucson Teachers Federal Credit Union (TTFCU) was serving 38 members and had acquired assets of nearly $349.
(800) 888-7882 Lender's profile and map Reviews Vantage West Credit Union 2480 N. Arcadia Ave, Tucson, AZ, 85712 antage West is a $2.5 billion financial institution in Arizona, which serves a growing membership of nearly 150, 000 via online channels and branches across Arizona, offering consumer and business banking services including retirement accounts. Some products and services subject to approval. Certain restrictions and fees may apply.
(800) 955-9125 Lender's profile and map Reviews NOVA® Home Loans 2810 N. Swan Rd, Suite 160, Tucson, AZ, 85712 NOVA Financial & Investment Corporation, dba NOVA Home Loans (NMLS 3087) has built a strong reputation for providing exceptional service to our customers. NOVA Home Loans is licensed to lend in AZ, CA, CO, FL, IL, OR, UT, NM, NV, WA, TX, IN, KY, NE, and PA \| BK#0902429 \| Equal Housing Opportunity \|
(520) 299-4878 Lender's profile and map Reviews Gold Coast Mortgage Group 2959 N Swan Rd, Suite 181-D, Tucson, AZ, 85712 Billy A. Southern AZ Private Lender For the past 25 amazing years, I've focused on being a creative, passionate lender specializing in private lending (aka "hard money") in Southern Arizona. We've perfected a Rehab Program ("Fix & Flip") with realtors and investors. Most of these.