In 2025, the USDA loan ceiling in Mirrormont, within King county, WA, stands at $713,000. By contrast, the FHA limit for a single-family residence is $977,500.
The Lendersa® USDA loan calculator is designed to help you compare the top USDA and FHA rates available today. It assists in determining the necessary income, credit score, reserves, and essential documentation for eligibility. Our advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA loan options, assisting you in selecting the most suitable program in
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| Loan Type | Maximum Loan | Down Payment |
| USDA | $713,000 | 0% |
| FHA | $977,500 | 3.5% |
| Conventional Conforming | $977,500 | 3% |
The mission of Lendersa® is to facilitate finding the best USDA or FHA loan efficiently and without complexity. You can start by choosing one of three pathways that align you with matching lenders and help you discover USDA loan programs.
USDA home loans, offered by the Department of Agriculture, are often termed USDA rural development loans or USDA mortgages. These loans are solely available in rural settings. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment, providing a significant advantage to eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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