USDA Loan Vs. FHA loan pro & con for Forks, Clallam County, WA

In 2025, USDA loan limit in Forks, county of Clallam, WA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Forks, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(509) 838-8960 317 miles Lender's profile and map Reviews SPOKANE MEDIA FEDERAL CREDIT UNION 6103 N Astor Street, Spokane, WA, 99208 Spokane Media Federal Credit Union. The original mission of the credit union was to encourage savings and grant members easier access to money for use in emergencies. SMFCU expanded its field of membership in 1973 to include radio, television and newspaper employees. Because we are a federally chartered institution, we adhere to guidelines that ens
509.593.3029 317 miles Lender's profile and map Reviews Preferred Capital Investors, LLC 3015 W Circle Pl, Spokane, WA, 99205 Preferred Capital Investors, LLC is a leading nationwide hard money lender dedicated to empowering real estate investors with the essential capital needed to fuel their ventures. We offer up to 100% financing on purchase and rehab loans, ground up construction loans, DSCR's and more
(509) 484-5650 317 miles Lender's profile and map Reviews Spokane Firefighters Credit Union 2002 North Atlantic, Spokane, WA, 99205 Spokane Firefighters Credit Union was founded by Spokane Firefighters in 1934, during the Great Depression. This was a time when trust in banks was at an all time low and Americans with common interests banded together to form their own financial cooperatives. While many credit unions have expanded their membership fields
(509) 325-7228 317 miles Lender's profile and map Reviews Spokane City Credit Union 1930 N Monroe Street, Spokane, WA, 99205 SCCU was founded in 1934, it was called City Employees Credit Union of Spokane. It was an occupation-based credit union, like so many credit unions of the time, and all of our members were employed by the City of Spokane. Later, membership was expanded to include Spokane Transit Authority.
(509) 343-5626 317 miles Lender's profile and map Reviews Prime One Mortgage Corp. 3305 W. Bismark Ave, Spokane, WA, 99205 At Prime One Mortgage Corp. We are glad you stopped by to check us out. Prime One Mortgage is a full-service Mortgage Broker offering home loans for purchase and refinance transactions in Washington and Idaho. Our company has provided mortgage loan services to thousands of satisfied people since 1997.
(509) 252-4000 317 miles Lender's profile and map Reviews Heritage Home Loans 1414 W Garland Avenue, Suite 109, Spokane, WA, 99205 We are a full service Mortgage Bank with loan products for Purchase and Refinance of Residential Real Estate. We offer in-house origination, processing, and underwriting to our clients to ensure their expectations are exceeded. Our main markets include Eastern and Central Washington as well as North Idaho down to Lewiston, ID.
(800) 788-4578 318 miles Lender's profile and map Reviews Washington Trust Bank 717 W. Sprague, Spokane, WA, 99201 Washington Trust Bank has strived to provide quality service and financial stability for our customers. Four generations of Stanton family leadership later, we continue to focus on integrity and commitment to community.As the oldest and largest privately-held commercial bank in the Northwest
(509) 458-2265 318 miles Lender's profile and map Reviews Wheatland Bank 222 N Wall St, Suite 100, Spokane, WA, 99201 Wheatland Bank, a locally owned community Bank with a regional footprint, is nationally recognized as one of the strongest Banks in the nation. With decades of experience in providing customized Banking services to businesses throughout eastern and central Washington, Wheatland Bank stands ready to help make your vision a reality.
(509) 710-2227 318 miles Lender's profile and map Reviews Jack Tenold LLC 203 N Washington, Suite 200, Spokane, WA, 99201 Jack Tenold will put his 26 years of experience to work for your benefit & he considers it a privilege to work with senior homeowners & their families. Getting information or applying for a reverse mortgage does not have to be an ordeal. It is easy to apply in person or over the phone. You can trust that Jack will always put your interests first.
(866) 511-1824 318 miles Lender's profile and map Reviews Shout Mortgage LLC 546 N Jefferson Ln, Suite 304, Spokane, WA, 99201 After the market collapse of 2008 we, like everyone else, saw that the mortgage industry was broken. Reform was slow and we realized the only way to change anything was to start from the inside. So we set out to build a company that not only helped consumers obtain a mortgage but educated them on the process.
(509) 747-1300 318 miles Lender's profile and map Reviews Chimney Rock Mortgage 1320 N Atlantic St, Suite B, Spokane, WA, 99201 Chimney Rock Mortgage is a family-owned company that emphasizes community relationships, honesty, and integrity. Since our founding in 1989 by Don Mann, Chimney Rock Mortgage has been dedicated to cultivating trust and practicing responsible lending principles. For 30 years, that proven dedication and trust has given our branches.
(509) 456-5363 318 miles Lender's profile and map Reviews 456 Lend 221 N Wall St, Suite 615, Spokane, WA, 99201 456 LEND is a Northwest Equity Solutions Inc. company. 456 LEND offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Spokane area. Our team is your premier mortgage team located in Spokane, Washington.