USDA Vs. FHA Pro and Con comparison in Port-Angeles-East, Clallam County, WA

In 2026, the USDA loan cap in Port-Angeles-East, Clallam County, WA, is $310,700, while the FHA limit for a single-family home is $384,100.

Use the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and discover the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program tailored to your financial situation in .

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2026 Loan Limits and Downpayment Needs in Port-Angeles-East, Clallam County, WA

Loan Type Loan Limit Down Payment
USDA $310,700 0%
FHA $384,100 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Port-Angeles-East, WA

Lendersa® seeks to provide you with an outstanding USDA or FHA loan quickly and efficiently. Choose from three methods to connect with lenders and USDA loan offerings.

Results from Lendersa USDA loan requests

Explaining USDA Loans in WA

A USDA home loan is a government-backed mortgage by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, provided exclusively in rural areas. Unlike FHA loans needing at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Port-Angeles-East Lenders

  • First Fed
  • 105 West 8th Street, Port Angeles, WA, 98362
  • Lends in Washington
  • First Fed is a local community bank on an exciting growth trajectory with 15 locations in 5 counties across Washington. We are committed to investing in our amazing team and technologies which enable better service of our customers and communities. In 2021, First Fed received recognition for best workplace

  • Peninsula Mortgage Inc.
  • 224 W. Washington St, Suite 103, Sequim, WA, 98382
  • Lends in Washington
  • Peninsula Mortgage is the longest running independent Mortgage Lender on the Peninsula and is known for expertise, great loan prices and personal service and As an independent Mortgage Lender I am able to fit the best home loan available to my client's needs. A "single source" Lender can only offer the loans they happen to have in house.

  • Sean Clift Mortgage
  • 803 Carlsborg Rd, Sequim, WA, 98382
  • Lends in Washington
  • Clift Mortgage has been walking first time home buyers and veteran investors through the murky waters of residential lending for nearly 20 years, and with over 100 years combined experience, we know the pitfalls to avoid, and have the answers you need! residential lending for nearly 20 years

  • Fulton Financial Consultants, Inc.
  • 3790 Shorewood Avenue, Greenbank, WA, 98253
  • Lends in Washington
  • Fulton Financial Consultants, Inc. formally incorporated under the laws of Washington State on April 21, 1980 with the name Fulton Insurance Consultants, Inc. Then in 1995 changed its name to Fulton Financial Consultants, Inc. which was done for multiple reasons including the preparation of expanding licensing to become a Mortgage Broker.

  • Connection Credit Union
  • 10200 Silverdale Way NW, Silverdale, WA, 98383
  • Lends in Washington
  • Connection Credit Union (CCU) was founded in 1958 as the City of Bremerton Employees Credit Union. There were 32 original members, who invested $5 each, so the original assets totaled $160. We expanded by adding City of Port Orchard employees, Kitsap County employees and merged Kitcom credit union into our membership base.

  • Liberty Bank
  • 19917 7th Avenue Northeast, Suite 101, Poulsbo, WA, 98370
  • Lends in Washington
  • Liberty Bank is a forward-thinking, customer-centric community bank committed to providing the best banking service and customer satisfaction in the Puget Sound Region. We are locally minded, civically engaged, and have an abiding appreciation for the communities we serve. Our outstanding employees work with diligence

  • Kitsap Credit Union
  • 155 Washington Avenue, Bremerton, WA, 98337
  • Lends in Washington
  • Kitsap Credit Union has a unique culture that is infectious among its employees. We create a safe, fun, and friendly working environment where all employees are valued. To help support our mission of members joining together to build a stronger community, KCU employees are often volunteering in the community or at community events.

  • BAINBRIDGE LENDING GROUP, LLC
  • 345 Knechtel Way NE Suite 200, Bainbridge Island, WA, 98110
  • Lends in Washington
  • BLG gives you access to multiple lenders and dozens of loan programs allowing us to help find you a great rate and terms that meet your needs.Most importantly, we fully prequalify you so when you make an offer, local REALTORS will place more trust in an approval letter from us because they know we deliver.

  • Mortgage Lending Group, LLC
  • 128 4th Ave S, Suite 101, Edmonds, WA, 98020
  • Lends in Washington
  • The mission of Mortgage Lending Group is to be a leader in the residential mortgage industry by providing clients with trustworthy service to achieve their financing goals; efficiently guiding the process to achieve an expedient and successful closing rate; and creating a lending environment that is readily accessible to all borrowers

  • Puget Sound Refinery Federal Credit Union
  • 12275 Bartholomew Road, Anacortes, WA, 98221
  • Lends in Washington
  • On January 26, 1954, we received our charter as North Montana Texaco Employees Federal Credit Union. In 1958 our name was changed to Puget Sound Texaco Federal Credit Union. In June of 1988, Seattle Texaco Credit Union merged with our credit union. When Texaco merged with Equilon, the new credit union name became E. E. Federal Credit Union.