USDA Vs. FHA Pro and Con comparison in Port-Angeles, Clallam County, WA
In 2026, the USDA loan limit in Port-Angeles, located in Clallam county, WA, is $310,700. Meanwhile, the FHA limit for a single-family home is $384,100.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Determine the required income, credit, reserves, and documents for qualification. Our upgraded mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA offerings, aiding you in selecting the best program in for your financial needs.
2026 Loan Limits and Downpayment Requirements in Port-Angeles, Clallam, WA
Loan Type
Loan Limit
Down Payment
USDA
$310,700
0%
FHA
$384,100
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Port-Angeles, WA
The aim of Lendersa® is to help you secure the best USDA or FHA loan quickly and easily. Start with one of three paths to find matching lenders and explore USDA loan possibilities.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available exclusively for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none, enhancing accessibility for those seeking rural homeownership.
First Fed is a local community bank on an exciting growth trajectory with 15 locations in 5 counties across Washington. We are committed to investing in our amazing team and technologies which enable better service of our customers and communities. In 2021, First Fed received recognition for best workplace
224 W. Washington St, Suite 103, Sequim, WA, 98382
Lends in Washington
Peninsula Mortgage is the longest running independent Mortgage Lender on the Peninsula and is known for expertise, great loan prices and personal service and As an independent Mortgage Lender I am able to fit the best home loan available to my client's needs. A "single source" Lender can only offer the loans they happen to have in house.
Clift Mortgage has been walking first time home buyers and veteran investors through the murky waters of residential lending for nearly 20 years, and with over 100 years combined experience, we know the pitfalls to avoid, and have the answers you need! residential lending for nearly 20 years
Connection Credit Union (CCU) was founded in 1958 as the City of Bremerton Employees Credit Union. There were 32 original members, who invested $5 each, so the original assets totaled $160. We expanded by adding City of Port Orchard employees, Kitsap County employees and merged Kitcom credit union into our membership base.
Fulton Financial Consultants, Inc. formally incorporated under the laws of Washington State on April 21, 1980 with the name Fulton Insurance Consultants, Inc. Then in 1995 changed its name to Fulton Financial Consultants, Inc. which was done for multiple reasons including the preparation of expanding licensing to become a Mortgage Broker.
19917 7th Avenue Northeast, Suite 101, Poulsbo, WA, 98370
Lends in Washington
Liberty Bank is a forward-thinking, customer-centric community bank committed to providing the best banking service and customer satisfaction in the Puget Sound Region. We are locally minded, civically engaged, and have an abiding appreciation for the communities we serve. Our outstanding employees work with diligence
Peninsula Credit Union is a federally chartered credit union and is regulated by the National Credit Union Administration. Everyone who lives, works, worships, goes to school in Kitsap, Mason, Jefferson, Clallam or Grays Harbor County and/or the immediate family related to a current member is eligible to join
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
On January 26, 1954, we received our charter as North Montana Texaco Employees Federal Credit Union. In 1958 our name was changed to Puget Sound Texaco Federal Credit Union. In June of 1988, Seattle Texaco Credit Union merged with our credit union. When Texaco merged with Equilon, the new credit union name became E. E. Federal Credit Union.
Timberland Bank first opened its doors more than 100 years ago in downtown Hoquiam, a booming timber town near the Washington coast. The financial institution evolved with the community, branching out, establishing roots and eventually becoming the community bank that you know today.
