USDA Vs. FHA your options comparison in Liberty-Lake, Spokane County, WA
In 2025, the USDA loan limit for Liberty-Lake, within the county of Spokane, WA, is $285,000. Conversely, for a single-family home, the FHA limit is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, helping you determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator gives you a comprehensive look at USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the program that best fits your financial needs in .
2025 Loan Limits and Downpayment Guidelines in Liberty-Lake, Spokane, WA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Programs in Liberty-Lake, WA
At Lendersa®, we aim to quickly provide you with the most suitable USDA or FHA loan without hassle. You can choose one of three pathways that link you with the right lenders and USDA loan offerings.
The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is specifically available in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans do not require any down payment.
422 East Vermijo Avenue, Suite 414, Colorado Springs, CO, 80903
Handcrafted Home Mortgage, a Colorado Springs mortgage lender specializing in purchase home loans and refinance loans. As artists in the craft of lending, our Mortgage Craftsmen are dedicated to making your home loan process a different experience than what you may have experienced in the past. With a focus on helping our families explore.
2 S Wahsatch Ave, Suite 100, Colorado Springs, CO, 80903
UMortgage is a local mortgage broker serving home buyers and clients in Colorado. With access to innovative technology and a centralized support team, Herman Combs ensures a faster, easier, and cheaper loan process. broker serving home buyers and clients in Colorado. With access to innovative technology
118 North Tejon Street, Suite 401, Colorado Springs, CO, 80903
Serving Colorado Springs, Denver, and the Front Range, we offer competitively priced purchase and refinance programs using conventional loans, government-backed (VA/FHA/USDA), and non QM loan programs. We place a strong emphasis on service to our local veteran community by being experts in the VA Loan programs
711 North Cascade Avenue, Suite 100, Colorado Springs, CO, 80903
Hans Fetterhoff prides himself on taking an honest and educated approach to each and every unique situation that he encounters with his clients. Hans has the knowledge, experience and professionalism that real estate buyers demand in this difficult market. If you're looking for an experienced, efficient and professional mortgage lender.
7 E Bijou St, Suite 217, Colorado Springs, CO, 80903
"ELEVATION MORTGAGE LLC WAS CREATED WITH THE BORROWER IN MIND.
Our goal was to create a company culture that had the best interest of the client. Every client deserves exceptional service and commitment to ensure they are guided through the home loan process so they can choose the best mortgage product for their family’s needs."
Making your dream of home ownership a reality is our business at The Abair Team Mortgages. We are your premier mortgage consultant in Colorado Springs, CO, guiding you through every step in the process of home buying and obtaining a mortgage. Our team of mortgage lenders seeks to provide you with a stress-free mortgage experience
104 S Cascade Ave, Suite 201, Colorado Springs, CO, 80903
719 Lending Inc., is a full-service Mortgage Broker offering seamless solutions for all of your mortgage needs. With our head office located in Colorado Springs, Colorado, we have plenty of experience in real estate, financial services and mortgage brokerage. We are committed to providing our customers with the knowledge
Pikes Peak Credit Union was Established in 1932. In 2012, we celebrate our 80th Anniversary. We are the oldest credit union in Colorado Springs & the 4th oldest in CO. Our Members are also owners of Pikes peak Credit Union & since credit unions are "not-for-profit", member-owned financial cooperatives, all profits are returned to our membership.
