USDA Vs. FHA Pro and Con comparison in Sedro-Woolley, Skagit County, WA

In 2025, the USDA loan limit in Sedro-Woolley, Skagit county, WA, is $379,000. Meanwhile, the FHA loan limit for a single-family home is $545,100.

Utilize the Lendersa® USDA loan calculator to compare today’s optimal USDA and FHA rates, determining necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows for a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in choosing the best program for your financial circumstances in .

Compare loan offers from 100 lenders now

Overview of 2025 Loan Limits and Downpayment Needs in Sedro-Woolley, Skagit, WA

Loan Type Loan Limit Down Payment
USDA $379,000 0%
FHA $545,100 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Sedro-Woolley, WA

Lendersa® aims to quickly help you secure the best USDA or FHA loan available, hassle-free. Choose one of three options to connect with lenders and USDA loan programs that fit your needs.

Lendersa USDA loan request results

Understanding USDA Loans in WA

The USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is specifically for rural areas. Unlike FHA loans that require at least a 3.5% down payment, no down payment is needed for USDA loans.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Sun West Mortgage Company, Inc.
  • 6131 Orangethorpe Ave, Suite 500, Buena Park, CA, 90620
  • Sun West, we dedicate ourselves to offering the best service to our customers. To accomplish this, we empower our loan officers so that they can find great rates and provide the best fitting loan options to each customer – at amazing speed. Our focus on technology has given us an edge in the mortgage industry.
  • Semper Financial
  • 6067 Belle Avenue, Buena Park, CA, 90620
  • At Semper Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Lobel Financial
  • 1150 N. Magnolia Ave, Anaheim, CA, 92801
  • We are a consumer finance company specializing in purchasing and servicing automobile contracts from Franchised and Independent automobile dealers, who have prime to non-prime consumers purchasing new and used automobiles. Lobel Financial is a full spectrum lender providing auto financing for all tiers of borrowers.
  • The Ryan Real Estate Group Inc.
  • 1137 West Park Avenue, Anaheim, CA, 92801
  • The Ryan Real Estate Group Inc Responsive, Responsible and Resourceful is the foundation of our continued success responsive service, providing accurate and timely information, and demystifying the process. 100% of my business is referral based because I listen to my clients' needs and exceed their expectations. As a full-time real estate broker.
  • Larkins Tiffany
  • 712 North Valley Street, Suite F, Anaheim, CA, 92801
  • Tiffany believes that real estate is not an ordinary but an “extraordinary” profession and to be successful, you must be an extraordinary person. My service goals are not actually goals they are standard operating procedure. I believe in providing everyone with the same level of personal and professional service.
  • Mega International Financial Services Ltd
  • 2501 W. Lincoln Ave Suite 3-224 Anaheim, CA, Anaheim, CA, 92801
  • We are a Commercial Finance Firm that specializes on Hard Money Fix & Flips and Rental Loans, Commercial Property Loans and Business Loans Nationwide. We have a vast direct Lender relationship with several attractive Loans program. We have the capability of funding any loan scenario irrespective of the dollar amount involved. Based on our experi
  • LA Gordon Mortgage Center
  • 2350 250 St, Suite 10, Lomita, CA, 90717
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Golden State Mortgage
  • 2244 Pacific Coast Hwy, Suite 106, Lomita, CA, 90717
  • Golden State Mortgages is focused on helping Californians achieve the goal of home ownership. Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing allows for fast approval and on-time fundings.Local California mortgage company and provide top-notch customer support.
  • North Point Financial Inc
  • 1203 24th St, Denver, CO, 80205
  • North Point Financial Inc are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • RP Mortgage LTD
  • 2301 Blake, Suite 100, Denver, CO, 80205
  • RP Mortgage, Ltd. offers Jumbo, Super Jumbo, Conventional, Home Equity Loans, Home Equity Lines of Credit, FHA, and VA financing. Our rates are some of the most competitive in Colorado. Whether you are looking to refinance or purchase your new home entrust RP Mortgage, Ltd. to handle this important financial decision
  • Red Door Mortgage
  • 2049 Larimer Street, Denver, CO, 80205
  • Red Door Mortgage is a hand-picked team of highly respectable experienced Mortgage Loan Originators coming together to work for you. Our experience and dedicated professionalism ensure our clients have an exceptional mortgage experience they expect from Red Door Mortgage. Our decades of experience in the unique world of Mortgages positions us.