In 2026, the USDA loan limit for a single-family home in Pullman, located in Whitman county, WA, is $336,500, whereas the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare today's top USDA and FHA rates. Determine the income, credit score, reserves, and required documentation for qualification. This advanced mortgage calculator allows for side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in choosing the best option for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Pullman, Whitman, WA
Loan Type
Maximum Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Pullman, WA
At Lendersa®, our aim is to connect you with the ideal USDA or FHA loan quickly and without hassle. Choose one of three starting options to find lenders and USDA loan programs that match your criteria.
A USDA home loan is government-backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available strictly in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
At Good Deeds Mortgage, your loan will never be just another transaction. It’s what gets you and your loved ones into the home of your dreams. But it doesn’t stop there, it also provides shelter for the homeless, feeds starving children, helps mothers in need, and much more. We would be honored to have the opportunity to help find you.
Twin River Bank is locally owned by your neighbors and we have invested here in the Lewis Clark Valley Since We have built a reputation as a community bank serving home buyers, real estate investors and builders. We have experienced mortgage lenders that can help you with a purchase, refinance, home improvement or construction lending.
Cheney Federal Credit Union has been serving members and our local community since 1951. We provide convenient and low-cost financial services to those who live, work, worship or attend school in the Cheney and Medical Lake School Districts and their immediate family members. CFCU is a member-owned, not-for-profit financial institution.
First Choice Mortgage Co. is a locally owned company that is centrally located on Spokane's South Hill. We have been one of the leading independent mortgage companies in all of WA & ID for the past seventeen years. First Choice Mortgage has been known for being innovative, honest, & for delivering service above & beyond our customer's expectations.
2607 S Southeast Blvd, STE A100, Spokane, WA, 99223
Lends in Washington
Inland Capital is a leading private money lender to Pacific Northwest real estate investors. Our desire is that Inland Capital’s quick and efficient financing will support the ongoing and future success of our clients. Whether you are a tycoon of rental properties, an experienced contractor,our aim is to help you be successful.
