USDA Vs. FHA Pro and Con comparison in Pullman, Whitman County, WA

In 2025, the USDA loan limit for a single-family home in Pullman, located in Whitman county, WA, is $336,500, whereas the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to effectively compare today's top USDA and FHA rates. Determine the income, credit score, reserves, and required documentation for qualification. This advanced mortgage calculator allows for side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in choosing the best option for your financial situation in .

Explore loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Pullman, Whitman, WA

Loan Type Maximum Limit Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Pullman, WA

At Lendersa®, our aim is to connect you with the ideal USDA or FHA loan quickly and without hassle. Choose one of three starting options to find lenders and USDA loan programs that match your criteria.

Lendersa USDA loan application and match results

Understanding USDA Loans in WA

A USDA home loan is government-backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available strictly in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Intelligent Investments Inc
  • 302 Elati Street, Denver, CO, 80223
  • Intelligent Investments, Inc. was established in 1999. We only hire highly experienced industry professionals. Our professional team is critical to the long-term success of our company. Experience and professionalism offer our clients the tools needed to help them understand the loan process.
  • Young Americans Bank
  • 3550 East First Avenue, Denver, CO, 80206
  • Young Americans Center for Financial Education is a unique organization located in Denver, Colorado. We operate both a non-profit 501(c)3 organization and a for-profit entity. While both entities share a common mission, the finances and operations of the two are completely separate
  • mhm lending, llc
  • 44 Cook Street, Suite 300A, Denver, CO, 80206
  • mhm lending is Colorado’s premier lending partner offering curated mortgage solutions to help you achieve your financial goals. With deeper home loan expertise and unmatched service, mhm lending provides a remarkable home loan experience designed specifically for you. We are committed to providing customized mortgage products
  • Aces Risk Management
  • 205 North Detroit Street, Suite 200, Denver, CO, 80206
  • ACES Quality Management, formerly known as ACES Risk Management (ARMCO), is the leading provider of enterprise quality management and control software for the financial services industry. The nation’s most prominent lenders, servicers and financial institutions rely on ACES Audit Quality Management & Control Software.
  • Ian Buchanan - The Home Loan Expert
  • 201 Columbine Street, Suite 300, Denver, CO, 80206
  • Having the entire mortgage loan process contained under one roof allows us to quickly & efficiently close your loan- in as little as 14-days. Using the newest mortgage & home loan products and underwriting our own files allows us to approve loans & get mortgage rates that other lenders can’t. The Home Loan Expert works hard to make it easy on you!
  • Denver Lending
  • 100 Garfield St, Suite 320, Denver, CO, 80206
  • Denver Lending is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity We get calls every day asking what our rate is, but a competitive rate is only part of what a home buyer should be concerned with. The overall financial health, which includes an educated and holistic approach.
  • Columbine Mortgage LLC
  • 44 Cook Street, Suite 700, Denver, CO, 80206
  • Our mission at Columbine Mortgage is to help guide our clients and business partners through the mortgage lending process — consistently providing insightful advice and maintaining the highest standards of professional service to build enduring relationships and Our approach to the mortgage business is informed by years of experience.
  • BoardRE Inc
  • 2401 E 2nd Ave, Suite 300, Denver, CO, 80206
  • Accept.inc, the first iLender, is technology-enabled lender that empowers buyers who qualify for a mortgage to submit all-cash offers on homes at no additional cost. Accept.inc’s mission is to empower a cash offer on every home, leveling the playing field. Accept.inc sets itself apart with a frictionless customer experience
  • A E Rivera Mortgage
  • 201 Steele Street, Suite 200, Denver, CO, 80206
  • A E RIVERA MORTGAGE, LLC is a localy owned and operated mortgage lender servicing the Rocky Mountain region since 1998. Anthony E. Rivera, President, began his career in 1982. During his career, Mr. Rivera has served in every capacity of the mortgage loan process. This experience and knowledge drives an extremely efficient