USDA VS FHA in West-Clarkston-Highland, Asotin County, WA

In 2026, the USDA loan limit in West-Clarkston-Highland, which is in Asotin county, WA, is $285,000; meanwhile, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. This tool helps determine the necessary income, credit score, reserves, and documents to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA side by side, guiding your decision on the best program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in West-Clarkston-Highland, Asotin, WA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in West-Clarkston-Highland, WA

Lendersa® aims to quickly and effortlessly connect you with the best USDA or FHA loans. Begin with one of three approaches to find matching lenders and suitable USDA programs.

Lendersa USDA loan request and matching results

Decoding USDA Loans in WA

A USDA home loan, backed by the U.S. Department of Agriculture and known as a USDA rural development loan or mortgage, is available in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no money down, making them an attractive option for eligible applicants in these areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



West-Clarkston-Highland Lenders

  • Twin River National Bank
  • 900 5th Street, Clarkston, WA, 99403
  • Lends in Washington
  • Twin River Bank is locally owned by your neighbors and we have invested here in the Lewis Clark Valley Since We have built a reputation as a community bank serving home buyers, real estate investors and builders. We have experienced mortgage lenders that can help you with a purchase, refinance, home improvement or construction lending.

  • Good Deeds Mortgage
  • 115 NW State St, Suite 302, Pullman, WA, 99163
  • Lends in Washington
  • At Good Deeds Mortgage, your loan will never be just another transaction. It’s what gets you and your loved ones into the home of your dreams. But it doesn’t stop there, it also provides shelter for the homeless, feeds starving children, helps mothers in need, and much more. We would be honored to have the opportunity to help find you.

  • Baker Boyer National Bank
  • 7 W Main St, Walla Walla, WA, 99362
  • Lends in Washington
  • Baker Boyer is the oldest independently owned community bank in the Pacific Northwest. We are Eastern Washington’s trusted financial advisor, serving the Walla Walla Valley, Tri-Cities and Yakima communities, providing wealth management as well as personal and business banking services. Baker Boyer is the only local family of wealth management.

  • Banner Bank
  • 10 S 1st Ave, Walla Walla, WA, 99362
  • Lends in Washington
  • Banner Bank is proud to serve the West with comprehensive financial services. More than 130 years ago we started with core values that never go out of style: listen, learn and help people and businesses reach their goals. Today across Oregon, Washington, California and Idaho—we deliver a high level of individual service as a community Bank

  • Blue Mountain Credit Union
  • 520 S College Avenue, College Place, WA, 99324
  • Lends in Washington
  • BMCU is a state-chartered credit union with almost 4, 000 members. It was founded in 1959 by Walla Walla College business faculty. It has grown to be a full-service financial institution with one branch in College Place, Washington. Its address is 520 S. College Avenue, College Place, Washington.