USDA Vs. FHA Pro and Con comparison in Clarkston-Heights-Vineland, Asotin County, WA

In 2025, the USDA loan limit in Clarkston-Heights-Vineland, part of Asotin county in WA, stands at $285,000. For a single-family home, the FHA loan limit is $356,362.

Explore the Lendersa® USDA loan calculator to compare the most competitive USDA versus FHA rates available today. This tool helps determine the necessary income, credit, reserves, and documents needed for eligibility. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you select the most suitable program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Clarkston-Heights-Vineland, Asotin, WA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Clarkston-Heights-Vineland, WA

Lendersa® is committed to quickly connecting you with optimal USDA or FHA loans with ease. Choose one of three starting points that align you with lenders and USDA loan programs.

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Understanding USDA Loans in WA

A USDA home loan is secured by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, specifically for rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA mortgages do not require any down payment, making them an appealing choice for eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Mortgage Advisory
  • 999 Corporate Drive, Suite 100, Ladera Ranch, CA, 92694
  • The Mortgage Advisory is a Direct Lender. We pride ourselves on high integrity service, trust and fast solutions. With our customized mortgage products, we allow you to make informed decisions for a more satisfying experience and also specializes in standardized home loans, VA loans, FHA loans, low-credit score approval loans, refinancing and more
  • Dave Financial Inc
  • 49 Downing Street, Ladera Ranch, CA, 92694
  • Dave Financial is a team of dedicated professionals who care deeply about our clients. Together, we have over 100 years of combined experience in mortgage lending. There are six (6) licensed LO’s on the team and one (1) bilingual processor. Each member of the team is committed to providing an honest, well-communicated.
  • Pivotal Capital Group
  • 111 Corporate Drive, #270, Ladera Ranch, CA, 92694
  • "Pivotal Capital Group is a direct lender providing financing for non-owner occupied residential properties throughout California. We lend on fix and flips, ground up construction, bridge/acquisition, and small value-add multifamily property repositions. Pivotal is well-capitalized with institutional private equity, and offers stability, "
  • Ryder Mortgage Group
  • 41690 Ivy Street, Suite B, Murrieta, CA, 92562
  • At Ryder Mortgage Group we pride ourselves on our knowledge, professionalism, personal service, and competitive rates. We offer a diverse and comprehensive line of loan products to fit all of your mortgage needs. Integrity is the cornerstone of our business, and we believe a mortgage is about building relationships.
  • Freedom Mortgage
  • 41185 Golden Gate Circle, Suite 201, Murrieta, CA, 92562
  • Real Estate Finance is my Expertise. Mortgage Loans & Lending are my passion. I help clients on a Daily Basis obtain financing even if they have been told no in the past. I exhaust all avenues to obtain a Mortgage for my Clients. For Years I have put clients into homes that never thought it was possible with little or no $$ out of their pockets.
  • Larry Locke Pro-Funders Inc
  • 25096 Jefferson Avenue, Suite B-213, Murrieta, CA, 92562
  • Larry Locke, one of the best mortgage brokers in Murrieta, CA. I am completely committed to customer satisfaction. Larry Locke dedicated to giving his clients service that exceeds their expectations. Because of that dedication to excellence, nearly 100% of my clients are referrals from previous clients and real estate professionals.
  • PATRIOT PACIFIC FINANCIAL CORP
  • 38625 Calistoga Drive, Suite 200, Murrieta, CA, 92562
  • Patriot Pacific Financial Corp was 23 years in the making. Founder Charles Vamadeva, Broker and President, began in the mortgage industry in Oklahoma in the late 1990’s. Through years of learning proven ways to help more applicants become homeowners, Charles put together a Company that’s laser focused on Customer Service.
  • Brandon Roberts Group
  • 25240 Hancock Ave, Suite 300, Murrieta, CA, 92562
  • Brandon Roberts is a 16 year veteran of the mortgage and real estate industry who is certified as a Mortgage Planner through the CMPS Institute. He spends a great deal of time with each of his clients to develop a personal financial plan centered around the proper mortgage to meet their needs.
  • Bear Creek Mortgage
  • Bear Creek Realty, Murrieta, CA, 92562
  • Bear Creek Realty’s goal is to provide our Customers with the best service, knowledge, and current techniques of buying, selling, and investing in Real Estate. Bear Creek Realty has over 150 years of experience handling all aspects of Real Estate. We pride our selves in making the transaction as easy as possible. It is our pleasure to serve you.
  • Omni-Business Funding, Inc.
  • 26395 Jefferson Avenue, Suite E, Murrieta, CA, 92562
  • Omni-Fund, Inc, where we specialize in residential mortgages. At Omni-Fund, Inc, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • NexGen Mortgage
  • 25096 Jefferson Ave, Murrieta, CA, 92562
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. NexGen Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
  • CIB Funding
  • 26413 Jefferson Ave, Murrieta, CA, 92562
  • CIB Funding, a division of Golden Empire Mortgage, has been serving the mortgage industry in Southern California for over 22 years and also CIB Funding has led the Inland Empire in government lending for the past 10 years. FHA borrowers can expect excellent service from the most knowledgeable and experienced team of mortgage originators available.