For 2025, in Clarkston, within the county of Asotin, WA, the loan limit under the USDA program is $336,500. Meanwhile, the FHA limit is set at $472,030 for single-family residences.
Employ the Lendersa® USDA loan calculator to assess the most favorable rates today for USDA compared to FHA, and determine the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to examine USDA, FHA, Conforming, and VA options together, aiding your decision regarding the best program tailored to your financial needs in Alabama.
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| Loan Type | Loan Limit | Down payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to swiftly and easily connect you with the most suitable USDA or FHA loan. Choose from three initial options, which will help you to match with lenders offering USDA loan programs.
The USDA home loan, backed by the United States Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is accessible solely within rural communities. Unlike FHA loans which necessitate a minimum down payment of 3.5%, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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