USDA Vs. FHA your options comparison in Colfax, Whitman County, WA
For 2026, the USDA loan limit in Colfax, within Whitman county, WA, is $336,500, while the FHA cap for a single-family house is $472,030.
With the Lendersa® USDA loan calculator, compare the current top USDA and FHA rates, and determine the necessary income, credit, reserves, and documents for qualification. Our modern mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA options, guiding you in selecting the ideal program for your financial situation in Alabama.
2026 Loan Limits and Downpayment Details in Colfax, Whitman County, WA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Colfax, WA
The mission of Lendersa® is to provide you with the best USDA or FHA loan options swiftly and without hassle. Choose one of three different starting points that connect you with compatible lenders and USDA loan programs.
The USDA home loan, secured by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans have no down payment requirement.
At Good Deeds Mortgage, your loan will never be just another transaction. It’s what gets you and your loved ones into the home of your dreams. But it doesn’t stop there, it also provides shelter for the homeless, feeds starving children, helps mothers in need, and much more. We would be honored to have the opportunity to help find you.
Cheney Federal Credit Union has been serving members and our local community since 1951. We provide convenient and low-cost financial services to those who live, work, worship or attend school in the Cheney and Medical Lake School Districts and their immediate family members. CFCU is a member-owned, not-for-profit financial institution.
Twin River Bank is locally owned by your neighbors and we have invested here in the Lewis Clark Valley Since We have built a reputation as a community bank serving home buyers, real estate investors and builders. We have experienced mortgage lenders that can help you with a purchase, refinance, home improvement or construction lending.
First Choice Mortgage Co. is a locally owned company that is centrally located on Spokane's South Hill. We have been one of the leading independent mortgage companies in all of WA & ID for the past seventeen years. First Choice Mortgage has been known for being innovative, honest, & for delivering service above & beyond our customer's expectations.
2607 S Southeast Blvd, STE A100, Spokane, WA, 99223
Lends in Washington
Inland Capital is a leading private money lender to Pacific Northwest real estate investors. Our desire is that Inland Capital’s quick and efficient financing will support the ongoing and future success of our clients. Whether you are a tycoon of rental properties, an experienced contractor,our aim is to help you be successful.
