USDA and FHA Pro and Con in Colfax, Whitman County, WA

For 2025, the USDA loan limit in Colfax, within Whitman county, WA, is $336,500, while the FHA cap for a single-family house is $472,030.

With the Lendersa® USDA loan calculator, compare the current top USDA and FHA rates, and determine the necessary income, credit, reserves, and documents for qualification. Our modern mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA options, guiding you in selecting the ideal program for your financial situation in Alabama.

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2025 Loan Limits and Downpayment Details in Colfax, Whitman County, WA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Colfax, WA

The mission of Lendersa® is to provide you with the best USDA or FHA loan options swiftly and without hassle. Choose one of three different starting points that connect you with compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in WA

The USDA home loan, secured by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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