USDA VS FHA in Raymond, Pacific County, WA

In 2025, the USDA loan limit for Raymond in Pacific county of WA is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare current USDA versus FHA rates and ascertain the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best option for your financial needs in .

Compare loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Raymond, Pacific, WA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Raymond, WA

The goal of Lendersa® is to secure the best possible USDA or FHA loan for you quickly and without hassle. Select from three starting points to find matching lenders and programs.

Lendersa USDA loan inquiry and results

Understanding USDA Loans in WA

A USDA home loan, guaranteed by the government through the U.S. Department of Agriculture and commonly referred to as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Inspira Group, Inc.
  • 9070 Irvine Center Dr, Suite 250, Irvine, CA, 92618
  • "At Inspira Group, we think you should have it all: a beautiful new dream home, the top dollar for your old home, and preferred providers to finance it all. We care about the process as much as you do. That’s why every client is in great hands with Inspira Group. We take a comprehensive, seamless approach to buying, selling,"
  • Loandrone, Inc.
  • 400 Spectrum Center Drive, Suite 1660, Irvine, CA, 92618
  • Loandrone, Inc. is a mortgage lending company headquartered in Irvine, CA that believes in putting its customer’s interests first. We offer home purchase and refinance loans to our customers. We search through hundreds of loan programs and pricing to find the best option for you. Your financial wellness is our top priority. Currently.
  • RPM Bancorp. Inc.
  • 300 Spectrum Center Drive, Suite 400, Irvine, CA, 92618
  • At RPM Bancorp, Inc., where we specialize in residential mortgages. At RPM Bancorp, Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Clear Mortgage Capital Inc
  • 100 Pacifica, Suite 100, Irvine, CA, 92618
  • Clear Mortgage Capital Inc is a brokerage dedicated to improving the home-buying experience through exceptional speed, savings, and service After working in the finance industry for 20 years. I have done a full circle back into mortgage and commercial loans. Having worked in retail banking, business banking & home mortgage.
  • National Pacific Lending
  • 9891 Irvine Center Drive, Suite 150, Irvine, CA, 92618
  • We Specialize in Purchases and refinances for Conventional and Government programs. We Do Reverse Mortgages, Line of Credit, and Stated income. I have been in the same area for 19 years and in Southern Orange County since 1986, when I started in the business. Our rating is A+ with Better Business Bureau (BBB)
  • Eiffel Mortgage Services, Inc.
  • 53 Gray Dove, Irvine, CA, 92618
  • At Eiffel Mortgage Services, Inc. We are a full-service mortgage company based in Irvine, California. We specialize in Conventional, FHA, VA, First Time Home Buyers in Irvine. We also serve the surrounding cities in Orange County. Whether you are buying a home or Refinancing in any of these zip codes: 92618
  • Trustlink Mortgage
  • 7545 Irvine Center Drive, Suite 200, Irvine, CA, 92618
  • At TrustLink Mortgage we truly care about our clients and our partners. We are a mortgage broker with over 35+ years of experience and have multiple options to source from and together we will choose the best lender and product to meet your needs. We have overseen thousands of loan closings representing more than $3 billion in volume.
  • TheBestRefi, LLC
  • 9910 Research Drive, Irvine, CA, 92618
  • "TheBestRefi provides some of the most competitive rates and an enjoyable loan process, so you can treat yourself to your best loan yet and also TheBestRefi, we strive to be the lender of choice, by providing some of the most competitive VA, FHA, and Fannie Mae rates available, along with added benefits, for your complete peace of mind"
  • Sea Point Capital
  • 15615 Alton Parkway, Suite 450, Irvine, CA, 92618
  • Seapointe Capital we weave together the goals and desires of our clientele to create custom tailored real estate solutions.We focus on a consultative approach to real estate acquisition / disposition, financing and ownership of all types of real estate. Our mantra: better thinking creates better solutions.