In 2026, the USDA loan limit for Prescott, located in the county of Pierce, WI, is $358,800. Meanwhile, the FHA cap for a single-family home is set at $515,200.
Lendersa® offers a USDA loan calculator to help compare today's top USDA and FHA rates, determining the income, credit, reserves, and documents required for eligibility. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $358,800 | 0% |
| FHA | $515,200 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our goal is to connect you swiftly and simply with the best USDA or FHA loan. Start by choosing one of three paths that guide you to lenders and USDA programs.
The USDA home loan, backed by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is intended solely for rural areas. Differing from FHA loans that need a minimum of 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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