USDA Vs. FHA your options comparison in St.-Albans, Kanawha County, WV
In 2025, the USDA loan limit in St.-Albans, Kanawha County, WV is $285,000. The FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to assess current USDA vs. FHA rates, determining necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose which program in Alabama best suits your financial needs.
Loan Limits and Down Payment Requirements in St.-Albans, Kanawha County, WV for 2025
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in St.-Albans, WV
Lendersa® aims to secure the best USDA or FHA loan for you quickly and without stress. Choose one of three methods available to connect with lenders and explore USDA loan offerings.
A USDA home loan is backed by the Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment.
Beam Lending was established with you in mind. We focus our efforts on delivering great customer service and competitive interest rates. Over the years, we have been able to help countless clients finance a place they can call home. We are confident that we can provide a home loan solution for you, no matter your situation.
825 North 300 West, Suite C423, Salt Lake City, UT, 84103
At Integrity Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Horizon Credit Union We are not a bank; we're a community-based, member owned credit union. Our goal everyday is to provide our members a better way to bank. At Horizon Credit Union you’ll find our checking and savings accounts offer benefits most traditional banks just can't, like competitive interest rates.
240 N. East Promontory, Suite 200, Suite 4428, Farmington, UT, 84025
Clear Capital Group provides funding solutions for small and mid-size businesses by connecting clients with sorely needed capital resources that simply aren’t available in local banks and credit unions. Offering a literal buffet of financing options tailored to meet the needs of any business regardless of the stage of growth they are in as well as
As a local mortgage broker I am able to help you find the best rates and fees for your personal situation. Whether I am your first choice, or you just want a second opinion, I can help. It is not uncommon for me to be able to offer a similar rate to my competitors while paying most if not all the closing costs associated with a mortgage.
722 West Shepard Lane, Suite 104, Farmington, UT, 84025
At TruePointe Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Check City was originally founded in 1986 by Richard Rawle along with his sons Tracy Rawle and Todd Rawle as a check cashing store. The first Check City store opened in Richmond, Virginia.and also Check City has grown into a nationwide company that provides many financial services along with check cashing.
4185 Harrison Boulevard, Suite 200, Ogden, UT, 84403
TAB Bank customizes solutions to serve the needs of small- and medium-sized commercial businesses across the US. With lasting commitment, we provide working capital solutions, equipment financing and deposit products during all stages of our customers’ business life cycle in any economic environment
Education First Credit Union has been dedicated to serving the Ogden Community for over 76 years and we are not about to stop now. Our customer service is our most prided asset shows in the happiness of our members. You could be one of these member too! Come join our Credit Union FAMILY
We opened our first store in 1995. In 2001, we made our loans even more convenient by offering them online. We have expanded into multiple states and currently have many locations to better serve our customers. With USA Cash Services you can be confident you are working with a trustworthy company. We are a direct lender.
