USDA and FHA Pro and Con in Dunbar, Kanawha County, WV
As of 2026, the USDA loan ceiling for Dunbar in the county of Kanawha, WV is $336,500, whereas the FHA limit for the same area is $472,030 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to contrast the most competitive USDA and FHA interest rates available today. This tool also identifies necessary income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options to aid your decision-making for the best plan for your financial needs in .
2026 Loan Caps and Downpayment Requirements for Dunbar, County of Kanawha, WV
Loan Category
Max Loan Amount
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA & FHA Loan Choices in Dunbar, WV
Lendersa® endeavors to quickly and smoothly secure you the most suitable USDA or FHA loan. Choose one of three starting points to connect with matched lenders and appropriate USDA loan programs.
A USDA home loan is a government-backed financial option provided by the Department of Agriculture, also known as a USDA rural development loan or mortgage, available exclusively in rural localities. Unlike FHA loans, which demand a minimum down payment of 3.5%, no such upfront payment is needed for a USDA mortgage.
Kemba Charleston is dedicated to serving its members through low loan rates, high returns and many other services. We serve the areas of Dunbar, Institute and Nitro. We also have numerous employee groups with our main one being Kroger. Find out how you can join today to take advantage of our numerous financial benefits.
Charleston Postal Federal Credit Union has been open since 1993. The credit union has assets totaling $4.65 Million and provides banking services to more than 800 members as of March 2022.
The credit union is a not-for-profit, member-owned financial cooperative providing services to government employee members.
Peoples Federal Credit Union, charter number 16993, was founded in September of 1965 as the U.C. Institute Employees Federal Credit Union. The credit union was chartered to serve the employees of Union Carbide at Institute, West Virginia. The facility, at the time of the charter, employed in excess of 2, 500 individuals.
City has been delivering innovative, superior financial solutions for 60 years, proudly serving consumers and businesses in more than 90 locations across West Virginia, Kentucky, Virginia and Ohio. City’s commitment to personalized service and community support has turned this Charleston, West Virginia company
Pioneer Appalachia Federal Credit Union was established in 1940 by a group of "pioneering" educators. They all shared a dream that one day the teachers of Kanawha County Schools would have an alternative to traditional banking. They would create a place that "members" could join and be founded on the principle of "people helping people.
300 Virginia Street East, Room 4203, Charleston, WV, 25301
Lends in West Virginia
Charleston Federal Credit Union was chartered on April 3, 1959 for the Federal employees who work in or supervised from Kanawha Valley.
Charleston Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership.
Element FCU is a local financial co-op based in Charleston, West Virginia. We provide some of the best financial services and member care in the country. If you're looking for a low stress, highly connected relationship with your financial institution, we should talk. Everyone has an element.
Pioneer West Virginia Federal Credit Union was established in 1940 by a group of "pioneering" educators. They all shared a dream that one day the teachers of Kanawha County Schools would have an alternative to traditional banking. They would create a place that "members" could join and be founded on the principle of people helping people.
The Religious Coalition for Community Renewal, established in 1987, is a 501(c)3 not for profit organization in Charleston, WV. The RCCR is a membership organization with over 30 religious interfaith congregations making up its membership. The RCCR is supported by an all volunteer board, and receives its funding from its members and trusts.
