USDA Vs. FHA your options comparison in Dunbar, Kanawha County, WV

As of 2025, the USDA loan ceiling for Dunbar in the county of Kanawha, WV is $336,500, whereas the FHA limit for the same area is $472,030 for a single-family residence.

Utilize the Lendersa® USDA loan calculator to contrast the most competitive USDA and FHA interest rates available today. This tool also identifies necessary income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options to aid your decision-making for the best plan for your financial needs in .

Compare offerings from 100 lenders

2025 Loan Caps and Downpayment Requirements for Dunbar, County of Kanawha, WV

Loan Category Max Loan Amount Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA & FHA Loan Choices in Dunbar, WV

Lendersa® endeavors to quickly and smoothly secure you the most suitable USDA or FHA loan. Choose one of three starting points to connect with matched lenders and appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in WV

A USDA home loan is a government-backed financial option provided by the Department of Agriculture, also known as a USDA rural development loan or mortgage, available exclusively in rural localities. Unlike FHA loans, which demand a minimum down payment of 3.5%, no such upfront payment is needed for a USDA mortgage.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • BNC National Bank
  • 7007 College Blvd, Suite 600, Overland Park, KS, 66211
  • Your home is one of the greatest investments you’ll make. Let BNC help you by taking the guesswork out of securing your mortgage loan. BNC National Bank is a full-service community bank dedicated to providing deposit accounts, commercial lending mortgages, online banking and wealth management products and services to businesses and consumers.
  • ReeceNichols Topeka Elite, LLC
  • 11601 Granada, Leawood, KS, 66211
  • Buying and selling a house is an emotional process. We understand that better than most, and our agents are here to be your trusted advisor and lifelong friend. We’re dedicated to the people of Kansas and Missouri and believe everyone should be able to find home. That’s why we do what we do.
  • First Financial Mortgage Services LLC
  • 10977 Granada Lane, Suite 225, Overland Park, KS, 66211
  • First Financial Mortgage Services can really save you money. You will provide information about your employment, assets, and residence history. With your permission, we will run your credit score and report. After we've finished reviewing the provided information, we'll provide a pre-qualification letter.
  • ONE Advisory Partners
  • 5440 W. 110th Street, Building 2, Suite 300, Overland Park, KS, 66211
  • ONE Advisory Partners is an SEC-registered investment advisor focused on making our clients’ lives better. We handle the heavy lifting of your financial life so you can focus on the things that matter the most to you. We saw a need for robust wealth advice for real people, so we apply the best practices we learned from helping large institutional.
  • Community Lending of America, Inc.
  • 6900 College Blvd, Suite 740, Overland Park, KS, 66211
  • Community Lending of America focuses on local referral based relationships. Each client receives personal service unlike any competitor in the region. The decision of mortgage financing should depend on personal goals and current market conditions, this is not the same for all borrower's.
  • Aero Capital Funding, Inc
  • 109 N. Beaumont Avenue, Kissimmee, FL, 34741
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • New Sky Mortgage LLC
  • 200 N John Young Pwy, Suite 202, Kissimmee, FL, 34741
  • New Sky Mortgage, LLC is located in Kissimmee, Florida, and was founded in 2016. Veronica Dominguez Owner at New Sky Mortgage, LLC. Veronica's biggest responsibility is to make sure that her clients are happy with their new home, Mortgage Payment and service before, during and after the closing of their home.
  • TCH Mortgage
  • 1101 Miranda Lane, Kissimmee, FL, 34741
  • Hector is a Senior Mortgage Broker with TCH Mortgage. He created TCH Mortgage because he saw the need that hispanics in Central Florida had for a spanish speaking advisor although he has helped many customers from different backgrounds with excellent results. Hector works not only in FHA, Conventional and VA