As of 2026, the USDA loan ceiling for Dunbar in the county of Kanawha, WV is $336,500, whereas the FHA limit for the same area is $472,030 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to contrast the most competitive USDA and FHA interest rates available today. This tool also identifies necessary income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options to aid your decision-making for the best plan for your financial needs in
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| Loan Category | Max Loan Amount | Initial Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® endeavors to quickly and smoothly secure you the most suitable USDA or FHA loan. Choose one of three starting points to connect with matched lenders and appropriate USDA loan programs.
A USDA home loan is a government-backed financial option provided by the Department of Agriculture, also known as a USDA rural development loan or mortgage, available exclusively in rural localities. Unlike FHA loans, which demand a minimum down payment of 3.5%, no such upfront payment is needed for a USDA mortgage.
Enter your location to find out if it qualifies for USDA rural housing loan?
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