USDA Vs. FHA Pro and Con comparison in Barboursville, Cabell County, WV
The USDA loan limit in Barboursville, county of Cabell, WV, for 2026 is $336,500, whereas the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator allows you to compare the best rates available for USDA versus FHA loans today, and determine the required income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loan programs side-by-side, helping you choose the best fit for your financial needs, particularly in .
2026 Loan Limits and Downpayment Requirements in Barboursville, County of Cabell, WV
Loan Type
Limit
Downpayment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Barboursville, WV
The goal of Lendersa® is to quickly and smoothly connect you to the best USDA or FHA loan options. Start with one of three paths and find lenders that match USDA loan programs.
A USDA home loan is a government-backed loan from the Department of Agriculture, also termed as a USDA rural development loan or mortgage. It is specifically available in rural areas. Contrary to FHA loans, which necessitate at least a 3.5% down payment, a USDA mortgage requires no down payment.
Universal Federal Credit Union is a not-for-profit, member-owned financial cooperative. The Credit Union was chartered in 1935 by a handful of Huntington teachers to help other teachers with savings and loan options. Today, the Credit Union has expanded its field-of-membership and now offers financial services to anyone who lives
Huntingtonized Federal Credit Union has been open since 1939. It's the 24th largest credit union in West Virginia with assets totaling $43.09 Million and providing banking services to more than 5, 000 members as of March 2022.
The credit union is a community-based financial institution.
Huntington C & O Railway Employees Federal Credit Union
901 Sixth Avenue, Huntington, WV, 25701
Lends in West Virginia
Huntington C&O Railway Employees Federal Credit Union has been open since 1986. It's the 25th largest credit union in West Virginia with assets totaling $38.66 Million and providing banking services to more than 5, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services
Cabway Telco Federal Credit Union has been open since 1955. The credit union has assets totaling $5.33 Million and provides banking services to more than 400 members as of March 2022.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to communications
Appalachian Power Employees Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the Appalachian Power EFCU will continue a sound yet progressive asset management strategy and provide new
Putnam School Employees Federal Credit Union, charter number 21107, was founded November 9, 1972. It was chartered to serve the employees of Putnam County Board of Education. At Conception it was operated out of the home of founding members Mr. and Mrs. Raymond Peak. Following there, space was donated by the Putnam County Board
