For a single-family home in Kenova, county of Wayne, WV, during 2026, the USDA loan cap is $336,500, whereas the cap for FHA loans is $472,030.
Explore the Lendersa® USDA loan calculator to compare the latest USDA and FHA rates and assess the income, credit, reserves, and paperwork you need to qualify. Our advanced tool allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you determine the best program that fits your financial circumstances in
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| Loan Type | Max Loan Limit | Down Payment Requirement |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to secure the optimal USDA or FHA loan for you quickly and with minimal fuss. Choose from three paths that help align you with lenders and USDA programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively for rural areas. It differs from FHA loans, which require at least a 3.5% down payment, as USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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