USDA Vs. FHA your options comparison in Pea-Ridge, Cabell County, WV

During 2025, the USDA loan cap in Pea-Ridge, located in the county of Cabell, WV is established at $285,000. In comparison, the FHA limit for a single-family dwelling is $356,362.

Employ the Lendersa® USDA loan calculator to juxtapose the top rates of the day's USDA versus FHA offerings. This tool also determines what income, credit, assets, and documentation are essential for qualification. Our sophisticated mortgage calculator aligns USDA, FHA, Conforming, and VA loan options for you to determine the most fitting program for your unique financial scenario in .

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Loan Limits and Downpayment Specifications for 2025 in Pea-Ridge, County of Cabell, WV

Type of Loan Cap Amount Downpayment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Choices in Pea-Ridge, WV

The aim of Lendersa® is to promptly and effortlessly provide you with the ideal USDA or FHA loan. Choose your starting point from three options to find suitable lenders aligned with USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WV

The USDA home loan is backed by the Department of Agriculture, commonly known as the USDA rural development loan or mortgage, and can only be utilized in rural areas. Unlike FHA loans that necessitate at least a 3.5% downpayment, USDA loans require no downpayment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • The Bank of Kremlin was chartered May 21, 1900 in Kremlin, Oklahoma Territory, seven years before statehood. The bank was founded to provide deposit, bank draft and lending services to the town and local agricultural community. We believe our success is owed to our focus and dedication to customer service.
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