During 2026, the USDA loan cap in Pea-Ridge, located in the county of Cabell, WV is established at $285,000. In comparison, the FHA limit for a single-family dwelling is $356,362.
Employ the Lendersa® USDA loan calculator to juxtapose the top rates of the day's USDA versus FHA offerings. This tool also determines what income, credit, assets, and documentation are essential for qualification. Our sophisticated mortgage calculator aligns USDA, FHA, Conforming, and VA loan options for you to determine the most fitting program for your unique financial scenario in
Examine loan proposals from 100 lenders
| Type of Loan | Cap Amount | Downpayment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to promptly and effortlessly provide you with the ideal USDA or FHA loan. Choose your starting point from three options to find suitable lenders aligned with USDA loan programs.
The USDA home loan is backed by the Department of Agriculture, commonly known as the USDA rural development loan or mortgage, and can only be utilized in rural areas. Unlike FHA loans that necessitate at least a 3.5% downpayment, USDA loans require no downpayment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Pea-Ridge Lenders |
|
|
|
|
|
Bridge Loan Guides
