In 2026, in the county of Cabell, Huntington, WV, the USDA loan limit is $336,500, whereas the FHA limit for single-family homes is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best USDA vs. FHA rates available today and determine the income, credit, reserves, and documentation required for eligibility. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side to aid your decision on which program fits best for your financial situation in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our focus is to secure you the best USDA or FHA loan swiftly and without any hassle. Choose one of three starting paths that lead to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the government Department of Agriculture—commonly referred to as a USDA rural development loan or USDA mortgage—is designated for rural areas only. Unlike FHA loans, which mandate a down payment of at least 3.5%, USDA loans require no down payment, offering a highly appealing option.
Enter your location to find out if it qualifies for USDA rural housing loan?
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