In 2026, in the county of Cabell, Huntington, WV, the USDA loan limit is $336,500, whereas the FHA limit for single-family homes is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best USDA vs. FHA rates available today and determine the income, credit, reserves, and documentation required for eligibility. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side to aid your decision on which program fits best for your financial situation in Alabama.
Loan Limits and Downpayment Requirements for 2026 in Huntington, Cabell County, WV
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Huntington, WV
At Lendersa®, our focus is to secure you the best USDA or FHA loan swiftly and without any hassle. Choose one of three starting paths that lead to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the government Department of Agriculture—commonly referred to as a USDA rural development loan or USDA mortgage—is designated for rural areas only. Unlike FHA loans, which mandate a down payment of at least 3.5%, USDA loans require no down payment, offering a highly appealing option.
Bank of York was founded on April 11, 1935, and we're proud to be a part of the history of York County. That's a long time of serving our community. We're proud of all the stories of people who have joined with Bank of York over the years to build stable livelihoods and raise their families.
We have a full range of financial products and services designed to improve the financial lives of our members. Greenville Heritage FCU has consistently earned the Five-Star Superior rating from Bauer Financial Inc. in Coral Gables, Florida. This rating identifies our Credit Union as one of the strongest, financially sound credit unions.
Our primary focus naturally tends to be the Upstate of South Carolina because we are headquartered in the heart of Greenville! However, we are licensed to lend throughout the state. So if you are buying a condo downtown, a second home up on Paris Mountain, or a relaxing beach house in Charleston, we are ready to be your mortgage team!!
SC Home Lending, LLC We’re making getting a mortgage easier than ever before. Our company has an experienced team of brokers on staff. From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it — usually in less than 30 days.
Preferred Financial Services, Greenville, SC has always been to create an opportunity for home owners and home buyers to purchase or refinance their home at a rate that would not only be affordable and lower than any other mortgage company in South Carolina, but would enhance their home buying experience and their bottom line.
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