USDA Vs. FHA Pro and Con comparison in Huntington, Cabell County, WV
In 2025, in the county of Cabell, Huntington, WV, the USDA loan limit is $336,500, whereas the FHA limit for single-family homes is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best USDA vs. FHA rates available today and determine the income, credit, reserves, and documentation required for eligibility. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side to aid your decision on which program fits best for your financial situation in Alabama.
Loan Limits and Downpayment Requirements for 2025 in Huntington, Cabell County, WV
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Huntington, WV
At Lendersa®, our focus is to secure you the best USDA or FHA loan swiftly and without any hassle. Choose one of three starting paths that lead to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the government Department of Agriculture—commonly referred to as a USDA rural development loan or USDA mortgage—is designated for rural areas only. Unlike FHA loans, which mandate a down payment of at least 3.5%, USDA loans require no down payment, offering a highly appealing option.
Lakeside National Bank is dedicated to meeting our community's financial needs while maintaining a personal touch. At LNB, personal touch means a live person will answer the phone when you call, and when you need financing, your first meeting will be with the loan officer who will see your loan through from start to finish.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
MOPAC Employees Federal Credit Union was chartered in 1936 to serve employees of the International Great Northern (IGN) Railroad. In 1956, the IGN Railroad was merged into the reorganized Missouri Pacific Railroad Company (MoPac). In 1999, Southern Pacific Railroad merged with Union Pacific.
Rescue Lend is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses.
6625 Miami Lakes Dr E, Suite 349, Miami Lakes, FL, 33014
Independent Mortgage Corporation is a Mortgage Broker Company located in Miami Lakes, Florida. We offer a variety of mortgage products; our primary goal is to help you find the right loan with the best terms. All our mortgage loan originators are licensed, knowledgeable and experts in mortgage.
15271 Northwest 60th Avenue, Suite 107, Miami Lakes, FL, 33014
Fortune Lenders, LLC will treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
5901 Northwest 151 St, Suite 205, Miami Lakes, FL, 33014
At Capital Mortgage we embrace the philosophy that honesty, realistic advice and an uncomplicated process make buying a home or condo a far better experience. We want to pair you to the best loan available—if you would like to learn more about our process, please fill out the form below. We’ll approach you as real people, not a bottom line.
5793 NorthWest 151st Street, Unit 5793B, Miami Lakes, FL, 33014
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
