USDA Vs. FHA your options comparison in New-Martinsville, Wetzel County, WV
In 2025, the USDA loan ceiling for New-Martinsville in the county of Wetzel, WV is set at $285,000. By contrast, the FHA ceiling for a single-family residence is $356,362.
The Lendersa® USDA loan calculator allows you to compare the finest USDA and FHA rates available today. It helps evaluate necessary income, credit, reserves, and required documents for eligibility. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loan options side-by-side to aid in selecting the most beneficial program for your financial needs, especially in .
Loan Limits and Downpayment Requirements for 2025 in New-Martinsville, County of Wetzel, WV
Loan Type
Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in New-Martinsville, WV
Lendersa® is dedicated to securing you the most favorable USDA or FHA loan promptly and with ease. Choose one of three starting pathways to link with lenders offering USDA loan programs.
A USDA home loan is a government-backed loan provided by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans, which necessitate a 3.5% minimum down payment, the USDA mortgage requires none.
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