USDA and FHA Pro and Con in Moundsville, Marshall County, WV

In 2026, the USDA loan limit in Moundsville, Marshall County, WV is set at $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates, assessing the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA loans appear side by side, aiding your decision in selecting the best program for your financial situation in Alabama.

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2026 Loan Limits and Down Payment Requirements in Moundsville, Marshall County, WV

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Moundsville, WV

The aim of Lendersa® is to connect you with the best possible USDA or FHA loan quickly, without hassle. Choose one of three options provided to link with lenders and USDA loan programs.

Lendersa USDA loan request and results

Understanding USDA Loans in WV

The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered solely in rural areas. FHA loans demand at least a 3.5% down payment, whereas USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Moundsville Lenders

  • Marshall County Federal Credit Union
  • 910 Third Street, Moundsville, WV, 26041
  • Lends in West Virginia
  • Marshall County Federal Credit Union began as “Marshall County School Employees Federal Credit Union”. In 1974 five members started this credit union off on its financial journey by depositing $35 each into a share account. Today, the credit union’s assets have grown to almost $22 million

  • Natrium Efcu
  • 15710 Energy Road, Proctor, WV, 26055
  • Lends in West Virginia
  • Natrium Employees Federal Credit Union has been open since 1984. The credit union has assets totaling $11.42 Million and provides banking services to more than 800 members as of March 2022.

    The credit union is a chemicals manufacturing credit union. Membership is also open to immediate family of current members.

  • Teamsters Local 697 FCU
  • 901 Market Street, Wheeling, WV, 26003
  • Lends in West Virginia
  • Teamsters Local 697 Federal Credit Union has been open since 1972. The credit union has assets totaling $3.14 Million and provides banking services to more than 500 members as of March 2022.

    The credit union is religious, or fraternal, or low-income associational credit union. Membership is also open to immediate family of current members.

  • OCPS Federal Credit Union
  • 280 Fulton Street, Wheeling, WV, 26003
  • Lends in West Virginia
  • OCPS Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the OCPS Federal Credit Union will continue a sound yet progressive asset management strategy