For 2026, the loan limit for USDA in Wheeling, within Ohio county, WV is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Use Lendersa® USDA loan calculator to compare the best rates between USDA and FHA today. Determine the required income, credit, reserves, and documents. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you decide which is best for your finances in Alabama.
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| Type | Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conforming | $726,200 | 3% |
Lendersa® aims to swiftly provide you with the best USDA or FHA loans. Choose one of three pathways that match you with lenders and available USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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