For 2026, the conventional loan limit in Kaunakakai, within the county of Maui, HI, is $1,089,300. Meanwhile, the FHA limit for a single-family home is set at $977,500.
Use the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional vs. FHA and USDA loans. Determine the income, credit, reserves, and documentation required for qualification. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on which program in HI best aligns with your financial circumstances.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $725,000 | 0% |
| FHA | $977,500 | 3.5% |
This comparison chart applies to the following zip codes: 96748
The primary aim of Lendersa® is to swiftly find you the best possible Conventional, USDA, or FHA loan without added stress. Begin with any of three starting points to connect relevant lenders and loan programs to your needs.
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