FHA VS Conventional loan programs in 2025 for Kaunakakai, Maui County, Hawaii

For 2025, the conventional loan limit in Kaunakakai, within the county of Maui, HI, is $1,089,300. Meanwhile, the FHA limit for a single-family home is set at $977,500.

Use the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional vs. FHA and USDA loans. Determine the income, credit, reserves, and documentation required for qualification. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on which program in HI best aligns with your financial circumstances.

Review loan offers from a network of 100 lenders

2025 Loan Limits and Down Payment Requirements in Kaunakakai, County of Maui, HI

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $977,500 3.5%

This comparison chart applies to the following zip codes: 96748

Options for Conventional and FHA Loans in Kaunakakai, HI

The primary aim of Lendersa® is to swiftly find you the best possible Conventional, USDA, or FHA loan without added stress. Begin with any of three starting points to connect relevant lenders and loan programs to your needs.

Lendersa's outcomes for USDA loan requests and matching


  • First Financial Federal Credit Union
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  • Navesink River Capital, LLC has been a guiding force within the private lending market, with over a billion dollars funded and 1,500 plus properties financed. Their unsurpassed knowledge of the real estate climate and simplified, streamline loan process has allowed them to remain at the forefront, offering lightning loans from $75,000 to $2 million
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  • Garden State Mortgage Corp.
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  • American Fidelity Mortgage, LLC
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  • Keypoint Mortgage
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  • PINE HILL MORTGAGE GROUP, INC.
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  • Pinehill Mortgage Group, Inc. offers all loan programs to meet your needs. We handle Conventional, Non-Conventional, FHA, VA, Reverse and Commercial products. Conforming Loans: Conforming long-term, fixed-rate and adjustable loans that meet Fannie Mae and Freddie Mac loan limits and property and borrower guidelines.
  • Greater Alliance Federal Credit Union
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  • H&E Telephone Federal Credit Union
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