In 2026, the Conventional loan limit in the city of Montville, located in Morris county of NJ, is $1,089,300. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Use Lendersa®'s Conventional loan calculator to compare today’s top rates between Conventional, FHA, and USDA loans. Determine required income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side to aid your decision regarding the best program in NJ for your financial situation.
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| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $1,089,300 | 3% | |
| USDA | $776,600 | 0% | |
| FHA | $1,089,300 | 3.5% |
Applicable for zip codes: 07058, 07005, 07082, 07045
Lendersa® aims to help you secure the best Conventional, USDA, or FHA loan quickly and with ease. Choose one of three pathways to find matching lenders and programs.
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