FHA VS Conventional loan programs in Little-Compton, Newport County, Rhode Island

In 2026, the conventional loan limit for Little-Compton within Newport county, RI is established at $647,200, while the FHA limit for a single-family home is set at $592,250.

Utilize the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents essential for qualification. This advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in your decision about the best program for your situation in RI.

Compare loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Little-Compton, Newport County, RI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $404,800 0%
FHA $592,250 3.5%

This comparison table is applicable for zip codes: 02837

Options for Conventional and FHA Loans in Little-Compton, RI

Lendersa® aims to promptly connect you with the best possible Conventional, USDA, or FHA loan, without any hassle. Choose one of three starting points to find matching lenders and appropriate loan programs.

Lendersa USDA loan request and matching results


Little-Compton Lenders

  • BankNewport
  • 184 John Clarke Road, Middletown, RI, 02842
  • Lends in Rhode Island
  • BankNewport is proud to be your community bank. Founded in 1819, we are one of the oldest mutual savings banks not only in Rhode Island, but in the entire United States. Currently holding $1.6 Billion in assets, BankNewport is an FDIC-insured savings bank and a subsidiary of the Mutual Holding Company, OceanPoint Financial Partners, MHC.

  • People’s Credit Union
  • 858 West Main Road, Middletown, RI, 02842
  • Lends in Rhode Island
  • People’s Credit Union is a community Credit Union that has served the people of Rhode Island and Southeastern Massachusetts since 1922. People's Credit Union is owned by its members and is a not-for-profit, cooperative financial institution. We operate 6 branches located in Bristol, Middletown, Newport, North Kingstown, Portsmouth, and Wakefield.

  • Newport Mortgage LLC
  • 55 John Clarke Road, Unit A16, Middletown, RI, 02842
  • Lends in Rhode Island
  • "Newport Mortgage LLC is a residential, and commercial mortgage company, located in Newport RI. Newport Mortgage LLC is owned and operated by Mark Jernstedt.
    Mr. Jernstedt brings over 25 years of experience, originating residential and commercial loans. When you apply for a loan with Newport Mortgage LLC,"

  • Back Bay Mortgage Brokers LLC
  • 130 Bellevue Avenue, Newport, RI, 02840
  • Lends in Rhode Island
  • Back Bay Mortgage Brokers is committed to providing our clients with the highest quality service while securing the best possible loan options available. Our expert mortgage professionals have over 20 years of mortgage lending and brokerage experience. We will work with you one on one to ensure that you get the right mortgage.