FHA vs Conventional Loans in 2026 for Ellsworth, Pierce County, Wisconsin

For 2026, the conventional loan limit within Ellsworth, located in Pierce county, WI, is $726,200. Meanwhile, for FHA, the limit for a single-family home is $515,200.

Leveraging the Lendersa® Conventional loan calculator, you can effectively compare the current top rates for Conventional, FHA, and USDA loans. Discover the necessary income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator presents a side-by-side evaluation of Conforming Conventional loans, USDA, FHA, and VA, aiding you in identifying the best program suited to your financial needs in WI.

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2026 Loan Limits and Down Payment Requirements in Ellsworth, Pierce County, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $358,800 0%
FHA $515,200 3.5%

The comparison table applies for zip codes: 54010

Explore Conventional and FHA Loan Options in Ellsworth, WI

Lendersa® aims to deliver the most favorable Conventional, USDA, or FHA loan options quickly and without hassle. Select from three starting points, each aligning you with suitable lenders and programs.

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Ellsworth Lenders

  • Fundswell Consulting Group
  • 10721 W CAPITOL DRIVE SUITE 105, WAUWATOSA, WI, 53222
  • Lends in Wisconsin
  • Fundswell Consulting Group helps business owners, real estate investors, and entrepreneurs explore financing options tailored to their goals. We connect qualified clients with funding solutions for commercial real estate, working capital, equipment, and business credit. Our team reviews each opportunity, helps organize financing documents, and works to match borrowers with suitable lending programs across the U.S. and Puerto Rico.