Lendersa® matches your loan request with 20 hard money direct lenders and brokers in Kentucky Lendersa® advanced hard money mortgage calculator ensures that you get the best hard money loan rates from Kentucky private investors who close loans fast.
Ranked by the number of approved loan programs each lender has published on Lendersa, so the lenders with the widest verified coverage come first. Loan amounts, maximum LTV and funding time come from the lenders' own program profiles. Click a name for the full profile, programs and map.
Get confident home financing—purchase or refinance—with clear options, fast answers, and a people-first approach. Explore resources at asklenderluke.com or call me at 513-580-4014 to start your next home loan step today.
Profile, programs and map · 513-580-4014
Bank of Clarkson is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.
This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
Profile, programs and map · (270) 242-2111
Bank of Lexington As our name implies, we’re a local bank with a vested interest in our neighbors and Lexington. That’s the way it’s been since 2006, when we opened our first bank on Harrodsburg Road. Now with three locations, we continue to meet the growing financial needs of our community. From home mortgages, business accounts and free checking
Profile, programs and map · (859) 219-2900
Blue Grass Federal Savings and Loan has served Bourbon County and the surrounding area since 1959. As a mutual thrift, Blue Grass Federal is owned by those we serve. Our goal is, and has always been, to meet the financial needs of our customers by maintaining a staff of knowledgeable, friendly employees.
Profile, programs and map · (859) 987-2951
Citizens Commerce Bank in 1996. We expanded into Franklin County in 2007, Jessamine County in 2009 and Fayette County in 2018. As we have grown, we always remember one of our greatest strengths is our ability to do business with people we know and to make decisions locally. We believe in giving back to the communities we serve through sponsorships.
Profile, programs and map · (859) 879-9455
Citizens National Bank is a locally owned bank that has been serving the people of Pulaski County since 1920. We offer a wide range of products to help you achieve your financial goals, along with a high level of customer service and convenient locations. We have seven locations in Pulaski County, as well as one in Wayne County, Russell County.
Profile, programs and map · (606) 679-6341
Edmonton State Bank is one of the few, locally owned and operated community banks. The Thompson Family has been serving the needs of our communities for five generations, and current Chairman and CEO John D. Thompson has enjoyed a nearly 60-year tenure working within those communities.
Profile, programs and map · (270) 659-0171
At Farmers Bank of Milton, we strive to offer the superior banking service our customers expect. Most importantly, we want to ensure that our experienced staff delivers these services in a friendly, efficient manner. We are proud to be a part of our communities and to participate in the growth and prosperity of our region.
Profile, programs and map · (502) 268-5256
At Field & Main Bank®, we believe that banking should be built on more than transactions. It should start with relationships. We have a heart for service and an appreciation for innovative experiences. We’re changing lives and strengthening communities by approaching relationships with care, honoring our values.
Profile, programs and map · (888) 831-1500
Our story began in February of 2008 with the incorporation of First & Farmers National Bank, but our roots in our four communities are much deeper.
Our history can be traced back to Citizens Bank of Albany, located in Clinton County, KY, dating back to 1898; to First National Bank of Columbia, located in Adair County.
Profile, programs and map · (606) 679-7451
First State Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.
This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
Profile, programs and map · (270) 547-2271
Franklin Bank & Trust Co. is ""Hometown Banking At Its Best Since 1958"". We opened our doors on Dec. 1, 1958 and are still here doing what we do best for you.
We have expanded our offices into Warren County with 3 convenient locations in Bowling Green as well as 2 full service locations in Franklin.
Profile, programs and map · (270) 586-7121
"We specialize in commercial and multifamily real estate capital markets financing, servicing loan portfolios, providing asset and portfolio management, and real estate brokerage services on a national basis.
We're ranked a ""Strong"" Commercial Loan Primary Servicer by S&P Global Ratings and have broad capital provider base of over 100 sources"
Profile, programs and map · (502) 423-6200
Jim Mischner is a "private mortgage" lender. He loans his own money to real estate investors who either are purchasing non-owner occupied properties or are refinancing the non-owner occupied properties they already own. These properties include commercial, multi-family and all rental properties. Lending $20, 000 - $4, 000, 000 and CLOSE IN 10 DAYS!
Profile, programs and map · (859) 806-1932
"Over the years, Cincinnati Federal has continued to expand its footprint in the Cincinnati area through acquisition of other savings institutions such as Delta S & L, McHenry S & L and Fulton #4.
In the 1980's Cincinnati Federal continued to grow and opened offices in the Miami Heights area and in Anderson Township."
Profile, programs and map · (859) 261-2076
Meade County Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service. This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
Profile, programs and map · (270) 422-4141
MM Lending, in Louisville, KY, is a private lending association that provides short-term financing to residential "fix and flip" investors. and also MM Lending offers short-term, hard money loans for residential real estate investors.are the primary means of funding for these investors.
Profile, programs and map · (502) 400-3011
At River City Bank, we pride ourselves on our hometown roots. Being a hometown bank means more than citing an address in Jefferson County, it means we are active members of this community. We live where you live, shop where you shop and support many of the same charitable organizations that you are a part of.
Profile, programs and map · (502) 585-4600
SurePoint Equity LLC is a Local, Private Lender specializing in Fix and Flip and Rehab and Refi renovation loans for Real Estate Investors. We are well capitalized, have very competitive rates and can close as fast as 5-7 business days. We typically lend up to 90% of the purchase price, plus 100% of renovation costs and don't require monthly paymen
Profile, programs and map · 502 205 9422
West Point Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
Profile, programs and map · (270) 351-1414
Get offers from Kentucky lenders in minutes
The fastest programs on this list fund in as little as 3 days. Most hard money lenders in Kentucky close in one to three weeks once the property value is confirmed, because the loan is underwritten on the asset rather than on tax returns.
Programs on this page go up to 80% LTV. Typical hard money loans run 65% to 75% of value, with higher leverage for experienced investors, cross-collateral or purchase-and-rehab deals priced on the after-repair value.
Listed programs start at $50,001 and go up to $20,000,000. Submit one loan request and Lendersa sends it to every matching lender in Kentucky so you can compare real offers side by side.
30 additional lenders based in other states also fund deals in Kentucky and appear further down this page. Hard money lenders usually lend where they can inspect the property and enforce the lien, so a local lender is often the faster choice.
Lendersa® Super Loan Integrated qualifier (SLIQ) will compare your loan scenario against thousands of loan programs to find what best interest rate you could get and what other program options you have. (Loan duration, fees, pre-pay penalties, funding time, etc.)
Why spend hours and days looking for lenders one at a time? For the first time in the history of private money lending, Lendersa® will instantly deliver your loan request to the top lenders who offer the best hard money loan programs in Kentucky. The best lenders have matching lending profiles to your particular loan scenario and best rate & terms. To ensure fast funding, try local private money lenders. E.g., hard money loans secured by properties in Elizabethtown may have different lenders than loans secured by properties in Covington, Louisville, Lexington, Bowling Green .
Compare loan offers from 100 lenders
Lendersa goal is not to get you just "any loan" but to get you the best possible loan based on your particular financial situation and needs. Select one of three starting points that result in matching lenders and the best hard money loan programs.
Your concern is valid! but no need to worry because the Lendersa® AI calculator will automatically compare your loan request with millions of conventional, government, portfolio, and Non-Qm loan programs, and when a match showed up, you will see that option instantly
You are welcome to view all 20 local lenders lending in Kentucky and individually contact them with or without a loan request. Lendersa® will prepare a loan request on your behalf, and you could use it automatically with the matching lenders or semi-manually send it to lenders of your choice.
Unlike conventional or government loans, local investors are playing a huge role in funding hard money loans. Private money investors often physically inspect the property or drive by the property before approval. To find out the closest lenders and the exact distance between the lenders to your property, enter the property address or location here:
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Hard Money Guides
TYPES OF LOANS WE HANDLE:
WHOLESALE HARD MONEY LENDERS:
