In 2026, the FHA loan limits for Harbison-Canyon county, within San Diego, CA, are as follows: $753,250 for a single-family home, $964,300 for two-unit residences, $1,165,600 for three-unit homes, and $1,448,600 for four-unit buildings.
The maximum amounts for conventional loans on a single-family home are $753,250. For duplexes, the limit is $964,300; for triplex properties, it's $1,165,600; and for those with four units, it's $1,448,600.
Utilize our FHA calculator to uncover today’s top FHA rates and determine the necessary downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Explore options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers comprehensive loan program data from thousands of lenders and matches it to your unique financial profile in seconds, providing tailored insights.
The Loan Limits Comparison Table for 2026 in Harbison-Canyon county, San Diego, CA, offers a comparison of maximum loan amounts, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualification needs such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| USDA | $615,000 | $615,000 | $615,000 | $615,000 |
| VA | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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