In 2026, FHA loan limits in Granite-Hills, within San Diego county, CA, are set as follows: $753,250 for a single-family home, $964,300 for 2-unit properties, $1,165,600 for 3-unit buildings, and $1,448,600 for 4-unit homes.
The maximum for conventional loans on a single-family residence is $753,250. For 2-units, it is $964,300, for 3-units it's $1,165,600, and for 4-units the limit is $1,448,600.
Utilize our FHA calculator to see today’s top FHA rates, and discern the necessary downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows comparisons of FHA rates and terms with those of other loan programs. Look into FHA alongside Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® quickly processes loan program data from thousands of lenders, comparing it against your financial profile and needs.
For 2026, use the Loan Limits Comparison Table in San Diego, CA, to review maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To examine qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| USDA | $615,000 | $615,000 | $615,000 | $615,000 |
| VA | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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