In 2026, the FHA loan limits in Fruitridge-Pocket, part of Sacramento county in CA, are outlined as follows: $598,000 for a single-family home, $765,550 for two-unit homes, $925,350 for three-unit properties, and $1,150,000 for four units.
The maximum for conventional loans is $598,000 for a single-family home, $765,550 for two units, $925,350 for three units, and $1,150,000 for four units.
Use our FHA calculator to find out today's top FHA rates and evaluate the necessary downpayment, income, credit score, reserves, and documents needed for qualification.
The Lendersa® calculator helps you compare FHA rates and terms with other loan programs. Look into options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in relation to FHA.
Lendersa® collects data from thousands of lenders, offering rapid comparisons tailored to your unique financial profile and needs.
Consult the Loan Limits Comparison Table for 2026 in Fruitridge-Pocket, Sacramento, CA to examine maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore qualification needs like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $598,000 | $765,550 | $925,350 | $1,150,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $598,000 | $765,550 | $925,350 | $1,150,000 |
| USDA | $478,400 | $478,400 | $478,400 | $478,400 |
| VA | $598,000 | $765,550 | $925,350 | $1,150,000 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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