In 2026, within Lemon-Hill county of Sacramento, CA, the FHA loan limits are $598,000 for a single-family home, $765,550 for homes with 2 units, $925,350 for 3-unit residences, and $1,150,000 for 4-units.
The limit on conventional loans for a single-family residence is $598,000, $765,550 for 2-units, $925,350 for 3-units, and $1,150,000 for 4-units.
Leverage our FHA calculator to find today’s best FHA rates and calculate the needed downpayment, credit, income, reserves, and documents to qualify.
Lendersa® calculator lets you compare the rates and terms of FHA loans with other programs. Evaluate and compare options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA choices.
With data from thousands of lenders, Lendersa® promptly compares it with your financial needs and profile.
For 2026 in Lemon-Hill county of Sacramento, CA, the Loan Limits Comparison Table compares max loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to explore qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $598,000 | $765,550 | $925,350 | $1,150,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $598,000 | $765,550 | $925,350 | $1,150,000 |
| USDA | $478,400 | $478,400 | $478,400 | $478,400 |
| VA | $598,000 | $765,550 | $925,350 | $1,150,000 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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