FHA Loan Limits for Parkway, Sacramento County, CA in 2025

For 2025, the FHA loan limits in Parkway county of Sacramento, CA stand at $763,600 for single-family homes, $977,550 for properties with 2 units, $1,181,650 for 3-unit residences, and $1,468,500 for buildings housing 4 units.

The allowed maximum for conventional loans on a single-family property is $763,600, $977,550 for 2-unit homes, $1,181,650 for 3-unit structures, and $1,468,500 for 4-unit properties.

Utilize our FHA calculator to find today’s most favorable FHA rates and determine the downpayment, income, credit requirements, reserves, and necessary documents for qualification.

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Evaluate Loan Options in Parkway, CA

With Lendersa®, you can compare FHA rates and terms alongside every other loan program available. Examine, Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, all with FHA options.

Lendersa® compiles data from thousands of lenders to quickly deliver a comparison that aligns with your individual financial profile and needs.

The Loan Limits Comparison Table for 2025 in Parkway county of Sacramento, CA facilitates comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessing qualification factors like Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Parkway county of Sacramento, CA

SFR 2 Units 3 Units 4 Units
FHA $763,600 $977,550 $1,181,650 $1,468,500
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $763,600 $977,550 $1,181,650 $1,468,500
USDA $540,000 $540,000 $540,000 $540,000
VA $763,600 $977,550 $1,181,650 $1,468,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Community Bank of Santa Maria
  • 2739 Santa Maria Way, Santa Maria, CA, 93455
  • Community Bank of Santa Maria was organized by Jim Glines and Bill Hares; two career bankers who started their professional relationship and long term friendship at Bank of Santa Maria. When Bank of Santa Maria was acquired by a larger regional bank, it didn't take long for Jim and Bill to realize the needs of their community were not being met.
  • J7 Mortgage
  • 340 E Clark Ave, Orcutt, CA, 93455
  • J7 came to the Central Coast with Ryan Jensen in 2020. Ryan was brought up by the founder of Utah Mortgage Loan Corporation - the oldest non-bank mortgage lender in the state of Utah - to expand the offering the full array of mortgage products available in the California's Central Coast marketplace today.
  • Murphy Home Loans, Inc
  • 2540 Professional Pkwy, Santa Maria, CA, 93455
  • Murphy Home Loans Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
  • Oxford Priority Mortgage Inc.
  • 5118 Winter Pasture Avenue, Bakersfield, CA, 93313
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Santa Fe Mortgage
  • 203-B North H Street, Lompoc, CA, 93436
  • Frederick Bittle founded Santa Fe Mortgage in 1995 after a successful 10-year career in the microelectronics industry. With a quarter-century of mortgage-origination experience, he has helped thousands of homeowners living in and around Lompoc and consistently receives referrals from the majority of real estate agents.
  • Community West Bank
  • 445 Pine Avenue, Goleta, CA, 93117
  • At Community West Bank, we believe that local deposits should work locally. We have full-service branches in Goleta, Oxnard, Paso Robles, San Luis Obispo, Santa Barbara, Santa Maria and Ventura, making loans to businesses, individuals and non-profit organizations. As a locally owned and managed business bank on California’s Central Coast.
  • Ranch & Coast Mortgage Group, Inc.
  • 2000 State St, Suite A, Santa Barbara, CA, 93105
  • Ranch & Coast Mortgage Group, Inc. understands the importance of finding the right mortgage loan that fits your exclusive needs and situations. Our team’s extensive knowledge of the mortgage and financial market, coupled with our years of experience, allow us to find you the lowest rate with the best possible terms.
  • Vanguard Hard Money
  • 351 Hitchcock Way, Ste. 230-B, Santa Barbara, CA, 93105
  • Vanguard Hard Money, is a direct lender specializing in financing for fix & flip rehab development loans. We provide investors with hard money loans to facilitate the purchase, rehabilitation and sale of single family homes, multi-family, and commercial properties. We strive to be the best.
  • Commercial Loan Express
  • 351 Hitchcock Way, Ste. B-230, Santa Barbara, CA, 93105
  • Commercial Loan Express Headquartered in Santa Barbara, California the president, Peter De Witte formed his team in 2004. Commercial Loan Express is a hard money lender that specializes in lending to investors who profit from house flipping. The loans are underwritten and funded in-house, thereby enabling swift decisions, flexible lending solutions