In {CURRENT_YEAR}, for Sacramento, Sacramento, CA, FHA loan limits are as follows: {DETAILS_LOAN_LIMIT_FHA1} for one-family homes, {DETAILS_LOAN_LIMIT_FHA2} for 2-units, {DETAILS_LOAN_LIMIT_FHA3} for 3-units, and {DETAILS_LOAN_LIMIT_FHA4} for 4-units.
Conventional loan maximums for a single-family home are {DETAILS_LOAN_LIMIT_CONVENTIONAL1}, for 2-units {DETAILS_LOAN_LIMIT_CONVENTIONAL2}, for 3-units {DETAILS_LOAN_LIMIT_CONVENTIONAL3}, and for 4-units {DETAILS_LOAN_LIMIT_CONVENTIONAL4}.
Use our FHA calculator to explore today’s best rates and understand downpayment, income, credit, reserves, and documentation needed to qualify.
With Lendersa®, compare FHA rates and terms alongside other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers loan data from thousands of lenders, providing a quick comparison based on your financial profile.
The Loan Limits Table for {CURRENT_YEAR} in Sacramento, Sacramento, CA provides comparisons for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing requirements related to income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| USDA | $540,000 | $540,000 | $540,000 | $540,000 |
| VA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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