2026 FHA (Government Loans) Limits for Richmond-Hill, Bryan County, Georgia

For the year 2026, FHA loan limits in Richmond-Hill county within Bryan, GA, amount to $356,362 for a single-family residence, $456,275 for two-family units, $551,500 for three-family units, and $685,400 for four-family properties.

On the other hand, the maximum for conventional loan amounts stands at $548,250 for single-family homes, with $702,000 applicable to two-family homes, $848,500 for three units, and $1,054,500 for four-unit buildings.

Leverage our FHA calculator today to explore the best FHA rates available, while determining necessary qualifications like downpayment, income, credit score, reserves, and required documentation.

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Explore your loan options in Richmond-Hill, GA

By using the Lendersa® calculator, you can easily compare FHA loan rates and terms with those from other financial products. Examine and contrast diverse options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA options.

Lendersa® draws on data from a vast array of lenders, offering a swift comparison tailored to your specific financial scenario and needs.

With the Loan Limits Comparison Table for 2026, within the Richmond-Hill county of Bryan, GA, you can juxtapose maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For requirements on qualifying factors like income, credit, and reserves, turn to Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Richmond-Hill county of Bryan, GA

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • NORTHPOINT MORTGAGE
  • 300 Colonial Center Parkway, Suite 250, Roswell, GA, 30076
  • Lends in Georgia
  • We strongly believe the way we do things is just as important as what we do. Our culture is defined by passionate professionals who thrive both personally and professionally by serving our customers and each other, focusing on exceptional customer service, speed and accuracy. In an ever changing industry, our company must always be constantly

  • Xpress Funding LLC
  • 2255 Cumberland Pkwy, Suite O, Atlanta, GA, 30339
  • Lends in Georgia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Southern Mortgage Corp
  • 400 Galleria Parkway, Suite 1500, Atlanta, GA, 30339
  • Lends in Georgia
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Victory Mortgage
  • 2675 Paces Ferry Road SE, Suite 340, Atlanta, GA, 30339
  • Lends in Georgia
  • Victory Mortgage (NMLS #461249) is a full-service mortgage lender specializing in new home construction mortgages. Since our inception in 1991, we have funded over $7 Billion in home loans. We are proud to have been considered a top mortgage company in Northern Kentucky for 15 years in a row

  • Masters Home Mortgage
  • 3330 Cumberland Blvd SE, Suite 500, Atlanta, GA, 30339
  • Lends in Georgia
  • Masters Home Mortgage, a mortgage broker firm, is dedicated to serving the homeowners & buyers with their residential real estate finance needs. Our goal is to provide affordable home financing for our customers providing the best terms available while providing a high level of service and professionalism.

  • Blueprint Funding Inc
  • 378 Fennel Way, Atlanta, GA, 30331
  • Lends in Georgia
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • New Star Mortgage
  • 5835 Campbellton Road, Suite 306, Atlanta, GA, 30331
  • Lends in Georgia
  • We are an Atlanta based mortgage company that specializes in going above & beyond our customers needs.As operating as one of Atlanta's premier mortgage brokerage firms,we often times beat most rates found at local banks & other mortgage companies.Our staff is here for you, so please don't hesitate to contact us if you have any questions,problems.

  • Uwharrie Bank
  • 141 Providence Rd, Charlotte, NC, 28207
  • Lends in Georgia
  • Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better

  • MVR Mortgage Company LLC
  • 2120 Crown Center Drive, Suite 400, Charlotte, NC, 28227
  • Lends in Georgia
  • We’re making getting a mortgage easier than ever before. Our company has an experienced team of brokers on staff. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Venkat Malapati have the knowledge and expertise you need to explore the many financing options available.

  • Oak Capital Mortgage LLC
  • 307 West Tremont Avenue, Suite 200, Charlotte, NC, 28203
  • Lends in Georgia
  • Oak Capital Mortgage is focused on providing our clients with exactly the right mortgage for their needs. We are able to achieve that for our clients because we are an independent mortgage company that works with multiple lenders. We are able to shop around for you and find the best priced options available.

  • DHL Mortgage
  • 529 W Summit Ave, Suite 2A, Charlotte, NC, 28203
  • Lends in Georgia
  • At DHL Mortgage, formerly known as Direct Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Superior Mortgage Lending LLC
  • 1026 Concord Rd SE, Smyrna, GA, 30080
  • Lends in Georgia
  • Superior Mortgage Lending, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders