In 2026, the FHA loan limits for Thomson county in McDuffie, GA are $472,030 for a single-family home. For two units, the limit is $604,400; for three units, it's $730,525, and for four units, it's $907,900.
The maximum conventional loan amounts for a single-family residence are $726,200. For two-unit properties, it's $929,850; for three units, it's $1,123,900; and for four units, it's $1,396,800.
Utilize our FHA calculator to explore today's best FHA rates and determine what's needed in terms of downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms against other loan programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, offering a comprehensive comparison.
Lendersa® consolidates loan data from thousands of lenders and swiftly compares it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Thomson county of McDuffie, GA allows for comparisons of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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