In 2026, FHA loan limits for Ahuimanu County in Honolulu, HI, are detailed as follows: $770,500 for a single-family home, set at $986,400 for duplexes, $1,192,300 for triplexes, and $1,481,750 for properties with four units.
The maximum conventional loan amounts reach $1,089,300 for a single-family residence, extending to $1,394,775 for two-unit homes, $1,685,850 for homes with three units, and $2,095,200 for those with four units.
Use our FHA calculator to determine today's most favorable FHA rates and compute the downpayment, alongside evaluating the income, credit, reserves, and documentation required to qualify for the loan.
The Lendersa® calculator allows for comparison of FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, offering a wide scope of choices.
Lendersa® assembles data sourced from thousands of lenders, making rapid comparisons according to your unique financial circumstances and preferences.
Within Ahuimanu County, Honolulu, HI, the 2026 Loan Limits Comparison Table illustrates maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate income, reserves, and credit requirements using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $770,500 | $986,400 | $1,192,300 | $1,481,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $725,000 | $725,000 | $725,000 | $725,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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