In 2026, FHA loan limits in Hickam-Housing County within Honolulu, HI, stand as follows: $721,050 for a single-family home, $923,050 for a two-unit property, $1,115,800 for a three-unit structure, and $1,386,650 for properties with four units.
For conventional loans, the maximum for a single-family residence is $822,375. It rises to $1,053,000 for two-unit homes, $1,272,750 for three units, and $1,581,750 for properties including four units.
Make use of our FHA calculator to see today's optimal FHA rates, and determine the required downpayment and other criteria, such as income, credit, reserves, and necessary documentation to qualify for a loan.
Using the Lendersa® calculator, you can compare rate and terms of FHA loans with those of other programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, allowing a thorough exploration of possibilities.
Lendersa® processes data from thousands of lending sources, comparing it quickly to your personal financial profile to tailor results to your specific needs.
Within Hickam-Housing, part of Honolulu, HI, the Loan Limits Comparison Table for 2026 provides detailed insights into the highest loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Assess qualification benchmarks regarding income, reserves, and credit criteria through the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $721,050 | $923,050 | $1,115,800 | $1,386,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $576,800 | $576,800 | $576,800 | $576,800 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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