2026 FHA (Government Loans) Limits for Salmon, Lemhi County, Idaho

In the year 2026, FHA loan limits in Salmon county of Lemhi, ID, are as follows: $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for triplexes, and $907,900 for four-unit dwellings.

For conventional loans, the maximum loan amounts are $726,200 for a single-family home, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit properties.

Take advantage of our FHA calculator to check today's top FHA rates and find out the necessary downpayment, income, credit, reserves, and required documents needed for qualification.

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Investigate Your Loan Choices in Salmon, ID

The Lendersa® calculator allows comparison of FHA rates and terms with those of other programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® gathers data from thousands of lenders, comparing it quickly against your unique profile to find suitable options.

The Loan Limits Comparison Table for 2026 in the county of Salmon, within Lemhi, ID, outlines maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualifications like income, reserves, and credit, use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).

Loan limits Salmon county of Lemhi, ID

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Salmon FHA Lenders

  • Idaho First Bank
  • 475 Deinhard Ln, McCall, ID, 83638
  • Lends in Idaho
  • Idaho First Bank is a Bank with operations in fifty states. Idaho First Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse, construction, credit-challenged borrower, zero down mortgage, physician loans and Good Neighbor Next Door Program mortgages

  • MORTGAGE SOLUTIONS
  • 321 N Main St., Bellevue, ID, 83313
  • Lends in Idaho
  • Mortgage Solutions delivers quick and precise mortgage loans to homebuyers and homeowners that will best suit their personal financial portfolios. Offered loan products include Conventional and Jumbo/High Balance, Construction Loans, FHA, USDA, and VA. Mortgage Solutions manages the process for you by applying for loans with different lenders,

  • Nexus Mortgage Lending
  • 550 W. Sunnyside Road, Suite 11, Idaho Falls, ID, 83402
  • Lends in Idaho
  • At Nexus Mortgage Lending, we believe that it is our responsibility to be the connection between our clients and their goals of homeownership. It is our goal to educate our clients, provide them with financing options to meet their individual needs, and link them with world-class lending institutions.

  • Westmark Credit Union
  • 815 First Street, Idaho Falls, ID, 83401
  • Lends in Idaho
  • Westmark Credit Union has been helping the people of Idaho grow financially since 1954. We are a full service financial cooperative, entirely owned by our members and committed to the development of their future. We now have 13 convenient locations throughout Idaho to better serve you.

  • Idaho First Mortgage - Oswald Talbot Group
  • 3340 Merlin Drive, Idaho Falls, ID, 83404
  • Lends in Idaho
  • We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms

  • Bell Financial Group
  • 1833 E 17th St, Idaho Falls, ID, 83404
  • Lends in Idaho
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in Idaho, Our team specializes in Southeast Idaho, including Idaho Falls, Pocatello, Rexburg, Rigby, and Blaclfoot. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt

  • InterWest Mortgage
  • 1275 E 17th St, Idaho Falls, ID, 83404
  • Lends in Idaho
  • InterWest Mortgage, who recently merged with Eagle Bank & Trust, has built a strong reputation as an outstanding mortgage company. Under the leadership of SVP/Branch Manager Joni Kepler, InterWest has regularly been recognized as one of Idaho Falls’ and Bonneville County’s top lenders.

  • Idaho First Mortgage
  • 3340 Merlin Dr, Suite 200, Idaho Falls, ID, 83404
  • Lends in Idaho
  • We have built a strong reputation as an outstanding mortgage lender, serving the needs of homebuyers throughout the state. We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending.

  • Bank of Commerce
  • 3113 S 25th E, Idaho Falls, ID, 83406
  • Lends in Idaho
  • The Bank of Commerce. We are looking for enthusiastic, customer service oriented individuals to join our workforce. The Bank of Commerce offers many opportunities for personal growth and professional advancement. Apply Online today to join our team at the best bank in Southeastern Idaho and Western Montana

Also lends in Idaho

  • Creative Finance & Investments
  • 1821 South Ave W, Suite 407, Missoula, MT, 59801
  • CFI has been committed to always lend a professional and personal touch to every transaction. With our extensive experience in the cash flow industry you can count on us to offer you the best options, and a premium price for your Private Mortgages & Notes.Our trusted and knowledgeable staff can address your concerns, answer your questions.