2023 FHA (Government Loans) Limits for Decatur, Adams County, Indiana

In 2024, FHA loan limit in Decatur county of Adams, Indiana is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2024 in Decatur county of Adams, Indiana compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Decatur county of Adams, IN

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • City of Firsts Community FCU
  • 1120 South Main Street, Kokomo, IN, 46902
  • City of Firsts Community Federal Credit Union, formerly known as Kokomo School Employees Federal Credit Union, was established in 1938 by Mr. Charles Franklin. As Kokomo School Employees FCU, we serviced the employees of Kokomo Consolidated School Corp. and its family members. In 2006, City of Firsts FCU received permission from the National Credit
  • Solidarity Community Federal Credit Union
  • 201 Southway Blvd. E, Kokomo, IN, 46902
  • Solidarity was started in 1954 by Delco Electronics employees pooling their funds together to help a co-worker purchase a car. They did this by placing a quarter a week in a cigar box until they had enough saved to buy the car. Thus, they started a not-for-profit cooperative called a "credit union.
  • Mortgage City, Inc.
  • 1202 Appletree Lane, Kokomo, IN, 46902
  • Mortgage City, Inc. has been in business since 1999. In the last 10 years, we have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state is a proud member of the Chamber of Commerce and Local Lenders Association of Kokomo.
  • Lampco Federal Credit Union
  • 5411 Dr Martin Luther King Jr Blvd, Anderson, IN, 46013
  • The Lampco staff, management, and board of directors is dedicated to creating economic benefits for our members by providing quality financial products delivered with the highest level of service and integrity. Lampco Federal Credit Union has served the financial needs of our Madison County Community for over 50 years.
  • First Bank Richmond, National Association
  • 20 North 9th Street, Richmond, IN, 47374
  • First Bank Richmond is a community-oriented financial institution headquartered in Richmond, Indiana. First Bank Richmond provides full banking services to individuals and businesses through its eight branches located in Indiana and five branches and one loan production office in Ohio.
  • Natco Credit Union
  • 582 South Round Barn Road, Richmond, IN, 47374
  • Natco Credit Union is a member-owned financial institution. Natco operates as a not-for-profit organization, with the interests of our members in mind. That makes us significantly different from banks, which are driven to operate at a profit to their stakeholders. We were established in 1944 and have provided a variety of accounts.
  • Health Care Professionals Federal Credit Union
  • 1810 Williamsburg Pike, Richmond, IN, 47374
  • HCPFCU is NCUA Insured and an Equal Housing Lender. Our credit union opened its doors in 1975, specifically to serve Reid Health Employees. Since then, we have expanded to offer our services to any health care employee in the community, as well as their entire family! We do business in accordance with the Fair Housing Opportunity Act.
  • Indiana Heartland FCU
  • 402 S Berkley Road, Kokomo, IN, 46901
  • Indiana Heartland Federal Credit Union has been serving the financial needs of hard working people since opening for business in 1932. Indiana Heartland FCU is a full service financial institution, but with the credit union difference of better rates on products and services and a customer-centric focus
  • indiana 203k mortgage
  • 202 N Main Street, Kokomo, IN, 46901
  • At Leader One Financial, we help people with their home financing every day. If you are thinking about buying or refinancing a home in Indiana then you’ve found the right place! Feel free to browse around our website and if you’re ready you can apply with our secure loan application and we’ll give you a call to review your home financing options.
  • AMERICAN MORTGAGE AND FINANCIAL SERVICES, LLC
  • 216 N Main Street, Goshen, IN, 46526
  • American Mortgage & Financial Services LLC has been a licensed Indiana Mortgage Company since October of 1996 and offers the most competitive mortgage rates and programs in Michiana. American Mortgage & Financial Services offers many different types of mortgages including fixed rate & adjustable rate mortgages for new home purchases
  • Wayne Bank
  • 145 W Main St, Cambridge City, IN, 47327
  • Founded in 1882, Wayne Bank and Trust Co. is a well-established, reputable community bank, serving Wayne County, Indiana for over 130 years. As Indiana’s oldest family owned bank, Wayne Bank has successfully served its clientele for over a century by maintaining the core values of providing the finest personal banking services,