For 2026, the FHA loan ceiling in the county of Wells within Ossian, IN, is $472,030 for a single-family dwelling. A 2-unit property sees a limit of $604,400. This increases to $730,525 for a triplex, and for four-unit complexes, it is $907,900.
The maximum for conventional loans on a single-family house is $726,200. For a duplex, it is $929,850; for a triplex, it is $1,123,900; and for four units, the limit is $1,396,800.
Utilize our FHA calculator to find the most competitive FHA rates available today and determine the required downpayment, income, credit standing, reserves, and necessary paperwork for qualification.
The Lendersa® calculator aids in comparing FHA rates and terms with those of other loan programs. Examine and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in relation to FHA options.
Gathering extensive data from numerous lenders allows Lendersa® to quickly align it with your specific financial profile and requirements.
Access the Loan Limits Comparison Table for 2026 within Ossian, Wells, IN, to compare the upper limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Review qualification criteria like income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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