2023 FHA (Government Loans) Limits for Ossian, Wells County, Indiana

In 2025, FHA loan limit in Ossian county of Wells, Indiana is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2025 in Ossian county of Wells, Indiana compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Ossian county of Wells, IN

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Spectrum Mortgage Services
  • 9616 Day Dr, Suite 110, Indianapolis, IN, 46280
  • Spectrum Mortgage Services, LLC is a three man shop that focuses on delivering the most competitive rate with the highest level of customer service. Aaron Campbell and John Dearth are seasoned mortgage professionals who have been in the industry for close to two decades.Together, they work to provide the best mortgage experience.
  • POWELL HOME MORTGAGE, LLC
  • 7730 Camelback Dr., Indianapolis, IN, 46250
  • Powell Home Mortgage we are a full-service mortgage company based in Indianapolis, IN. We specialize in FHA,Conventional, VA Mortgage in Indianapolis & surrounding cities.Whether you are buying a home or refinancing your current loan, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
  • Royal United Mortgage LLC
  • 7999 Knue Rd, Suite 300, Indianapolis, IN, 46250
  • Royal United Mortgage was founded with the belief that there had to be a better, friendlier, more honorable way to provide people loans.A way that brought compassion to the mortgage loan industry.A way dedicated to improving lives.Well, that belief lives on here today.Making a difference in the lives of the communities we serve is our top priority.
  • Merchants Capital Corp
  • 410 Monon Blvd, Carmel, IN, 46032
  • Merchants Capital is a multifamily, affordable and healthcare lender offering a direct way to access fixed-rate, long-term, non-recourse financing via our bank, Merchants Bank, all with a single point of contact. We strive to provide the best origination and service of loan products with exceptional customer service, accuracy, creativity
  • Atlantic Mortgage Inc
  • 865 West Carmel Drive, Suite 112, Carmel, IN, 46032
  • Established in July 2004 Atlantic Mortgage Inc. offers wholesale mortgage lending to consumers in Indiana and Florida. Atlantic Mortgage Inc. has developed an excellent reputation as a preferred mortgage brokerage firm. Serving the lending needs of home buyers, realtors/brokers, and custom builders.
  • Channelwood Mortgage, Inc.
  • 1980 E. 116th Street, Suite 120B, Carmel, IN, 46032
  • Channelwood Mortgage Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Milestone Home Lending
  • 236 E. Carmel Drive, Carmel, IN, 46032
  • Milestone Home Lending, LLC is a premier mortgage lender located in Indiana offering the highest level of expertise and personal attention to every individual client we serve. Whether you’re a first-time homebuyer or moving up to a better home, your satisfaction is our #1 priority.
  • CommunityWide Federal Credit Union
  • 1555 W Western Avenue, South Bend, IN, 46619
  • CommunityWide Federal Credit Union was founded in September of 1967 as the West Washington Association Federal Credit Union. It was established with the primary purpose of providing high value financial services to persons of modest means in the near west side of South Bend, including financial counseling and education.
  • Zach Weddle
  • 8465 Keystone Crossing, Suite 145, Indianapolis, IN, 46240
  • Zach pride himself on giving his clients the best mortgage solutions and service available on the market today. Zach come from a family of mortgage lenders, thus it is in his blood. When Zach not helping clients, you can find his at a local networking event, golfing, or traveling.