In the year 2026, the FHA loan limit within Laplace county, St. John the Baptist, LA is specified as $472,030 for single-family homes, $604,400 for 2-unit residences, $730,525 for 3-unit properties, and $907,900 for 4-unit homes.
Conventional loans have a maximum loan amount of $726,200 for a single-family home, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Utilize our FHA calculator to review today’s best FHA rates and to ascertain the downpayment, income, credit, reserves, and documents required to meet the qualification criteria.
The Lendersa® calculator allows you to compare rates and terms of FHA loans with those from other loan programs. Explore and evaluate FHA alongside Conventional, Jumbo, VA, USDA, Non-QM, and even hard money loans.
Lendersa® aggregates loan program data from thousands of lenders, making quick comparisons against your specific financial profile and needs.
Check the Loan Limits Comparison Table for 2026 across Laplace county, St. John the Baptist, LA. This includes comparisons of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of qualification demands such as income, reserves, and credit scores, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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