In 2026, the FHA loan limit in Reserve, part of St. John the Baptist county, LA, is set at $472,030 for a single-family home. The limit for two units is $604,400, for three units it increases to $730,525, and for four units, it reaches $907,900.
The maximum amount available for conventional loans on a single-family residence is $726,200. It rises to $929,850 for two-unit homes, extends to $1,123,900 for three-unit residences, and tops out at $1,396,800 for four units.
Utilize our FHA calculator to explore today's best FHA rates and determine the necessary down payment, income levels, credit, reserves, and documentation required for qualification.
The Lendersa® calculator offers you the capability to compare FHA rates and terms against those of various other loan programs. Delve into options such as conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA.
With data sourced from thousands of lenders, Lendersa® swiftly compares the information with your unique financial profile and requirements.
For 2026 in Reserve county of St. John the Baptist, LA, the Loan Limits Comparison Table provides insights into the maximum allowable loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To evaluate qualification essentials like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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