In 2025, the FHA loan limits for Cheshire county, located in Berkshire, MA, are set as follows: $472,030 for a single-family home, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit residences.
For conventional loans, the highest amount permitted for a single-family residence is $726,200. For duplexes, the limit extends to $929,850, for triplexes to $1,123,900, and for four-unit properties to $1,396,800.
Utilize our FHA calculator to check the most competitive FHA rates today and to calculate necessary details such as your downpayment, income, credit score requirements, reserves, and needed documentation for qualification.
Review and compare loan offers from a selection of 100 lenders
With the Lendersa® calculator, you can evaluate FHA rates and terms against a wide range of other loan programs. Compare FHA with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By gathering extensive data from thousands of lenders, Lendersa® quickly relates these programs to your specific financial circumstances and needs.
The Loan Limits Comparison Table for 2025 in Cheshire county, Berkshire, MA provides a comprehensive comparison of maximum loan amounts for various loan types, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To assess qualification requirements like income, reserves, and credit criteria, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
