During 2025, the FHA loan limit set for Dalton county, part of Berkshire, MA, is $472,030 for a single-family home. For 2-units, the limit is $604,400, while 3-unit properties cap at $730,525, and 4-units reach $907,900.
The limits on conventional loans for single-family residences go up to $726,200. For houses with 2-units, it's $929,850, for 3-units, $1,123,900, and 4-units, $1,396,800.
Use our FHA calculator to access the best current FHA rates and discover what downpayment, income, credit, reserves, and documents are necessary for qualification.
The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, offering thorough exploration.
Lendersa® gathers data from a wide network of lenders and compares it against your unique financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Dalton county within Berkshire, MA helps you compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To evaluate qualification criteria like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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