For the year 2026, the FHA loan limitations in the county of Adams within Berkshire, MA are as follows: $472,030 for single-family houses, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit properties.
The highest loan amount permitted for conventional loans on a single-family home is $726,200, while for dual units, it is $929,850, for three-unit properties it is $1,123,900, and for four-unit properties, it's $1,396,800.
Utilize our FHA calculator to view the optimal FHA loan rates today and evaluate the necessary downpayment, income, credit score, reserves, and documentation required for qualification.
With the Lendersa® calculator, you have the option to assess FHA rates and conditions alongside those of other loan types such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® provides access to loan program data from thousands of lenders, and quickly aligns it to match the specific contours of your financial situation.
Compare the Loan Limits Table for 2026 in Adams County, Berkshire, MA, featuring FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To cross-examine the qualification prerequisites like income, reserve funds, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™)
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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